Franchise financing
EUROPEAN WAX CENTER franchise financing
What it costs to finance a EUROPEAN WAX CENTER franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 359
- Total funded
- $146.2M
- Median loan
- $360K
- 7(a) charge-off
- 1.9%
What financing a EUROPEAN WAX CENTER franchise costs
The median SBA loan to a EUROPEAN WAX CENTER franchisee is $360K, and the middle half of EUROPEAN WAX CENTER's 359 loans run $309K to $425K (average $407K). Across all SBA-financed franchises the median loan is $350K. EUROPEAN WAX CENTER buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median EUROPEAN WAX CENTER loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 342 EUROPEAN WAX CENTER loans where the SBA recorded a business age, 77.2% went to new businesses two years old or younger. The rest funded existing operations.
How to finance EUROPEAN WAX CENTER
EUROPEAN WAX CENTER franchisees have financed with 359 SBA loans since FY2010, averaging $407K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (359 of the 359 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
EUROPEAN WAX CENTER's 7(a) charge-off rate is 1.9% across 359 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance EUROPEAN WAX CENTER
By SBA loan count
Where EUROPEAN WAX CENTER gets funded
Top states by loan count
- 1. Texas 46
- 2. New York 30
- 3. California 45
- 4. Florida 33
- 5. Arizona 23
- 6. Illinois 13
- 7. Pennsylvania 18
- 8. New Jersey 18
Financing a EUROPEAN WAX CENTER?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
EUROPEAN WAX CENTER SBA financing FAQ
How much does a EUROPEAN WAX CENTER franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a EUROPEAN WAX CENTER franchisee is $360K, and the middle half of EUROPEAN WAX CENTER's 359 loans run $309K to $425K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of EUROPEAN WAX CENTER's franchise disclosure document.
Can you use an SBA loan for EUROPEAN WAX CENTER?
Yes. Lenders have funded 359 SBA loans to EUROPEAN WAX CENTER franchisees, worth $146.2M in all, so EUROPEAN WAX CENTER is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for EUROPEAN WAX CENTER?
The data says yes: of EUROPEAN WAX CENTER's 342 SBA loans that record a business age, 77.2% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance EUROPEAN WAX CENTER?
By loan count, the most active SBA lenders for EUROPEAN WAX CENTER are Simmons Bank, LendingClub Bank, National Association, Live Oak Banking Company, among others. A lender already active with your brand often moves faster.
What is EUROPEAN WAX CENTER's SBA charge-off rate?
Across EUROPEAN WAX CENTER's 359 SBA 7(a) loans, 1.9% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits EUROPEAN WAX CENTER?
Mostly 7(a): 359 of EUROPEAN WAX CENTER's 359 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median EUROPEAN WAX CENTER loan term is 10 years.