Franchise financing
Jet's Pizza franchise financing
What it costs to finance a Jet's Pizza franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 119
- Total funded
- $42.8M
- Median loan
- $325K
- 7(a) charge-off
- 3.4%
What financing a Jet's Pizza franchise costs
The median SBA loan to a Jet's Pizza franchisee is $325K, and the middle half of Jet's Pizza's 119 loans run $217K to $376K (average $360K). Across all SBA-financed franchises the median loan is $350K. Jet's Pizza buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Jet's Pizza loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 113 Jet's Pizza loans where the SBA recorded a business age, 58.4% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Jet's Pizza
Jet's Pizza franchisees have financed with 119 SBA loans since FY2010, averaging $360K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (117 of the 119 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Jet's Pizza's 7(a) charge-off rate is 3.4% across 117 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Jet's Pizza
By SBA loan count
Where Jet's Pizza gets funded
Top states by loan count
- 1. Michigan 38
- 2. Florida 19
- 3. New York 6
- 4. Arizona 8
- 5. Illinois 9
- 6. Texas 7
- 7. Tennessee 6
- 8. Ohio 6
Financing a Jet's Pizza?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Jet's Pizza SBA financing FAQ
How much does a Jet's Pizza franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Jet's Pizza franchisee is $325K, and the middle half of Jet's Pizza's 119 loans run $217K to $376K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Jet's Pizza's franchise disclosure document.
Can you use an SBA loan for Jet's Pizza?
Yes. Lenders have funded 119 SBA loans to Jet's Pizza franchisees, worth $42.8M in all, so Jet's Pizza is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Jet's Pizza?
The data says yes: of Jet's Pizza's 113 SBA loans that record a business age, 58.4% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Jet's Pizza?
By loan count, the most active SBA lenders for Jet's Pizza are The Huntington National Bank, JPMorgan Chase Bank, National Association, DFCU Financial, among others. A lender already active with your brand often moves faster.
What is Jet's Pizza's SBA charge-off rate?
Across Jet's Pizza's 117 SBA 7(a) loans, 3.4% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Jet's Pizza?
Mostly 7(a): 117 of Jet's Pizza's 119 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Jet's Pizza loan term is 10 years.