Franchise financing
KNIGHTS INN franchise financing
What it costs to finance a KNIGHTS INN franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 101
- Total funded
- $147.3M
- Median loan
- $1.1M
- 7(a) charge-off
- 1.1%
What financing a KNIGHTS INN franchise costs
The median SBA loan to a KNIGHTS INN franchisee is $1.1M, and the middle half of KNIGHTS INN's 101 loans run $800K to $2.1M (average $1.5M). Across all SBA-financed franchises the median loan is $350K. KNIGHTS INN buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median KNIGHTS INN loan runs 25 years. Model your numbers with the franchise financing calculator.
Of the 89 KNIGHTS INN loans where the SBA recorded a business age, 30.3% went to new businesses two years old or younger. The rest funded existing operations.
How to finance KNIGHTS INN
KNIGHTS INN franchisees have financed with 101 SBA loans since FY2010, averaging $1.5M each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (92 of the 101 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
KNIGHTS INN's 7(a) charge-off rate is 1.1% across 92 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance KNIGHTS INN
By SBA loan count
Where KNIGHTS INN gets funded
Top states by loan count
Financing a KNIGHTS INN?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
KNIGHTS INN SBA financing FAQ
How much does a KNIGHTS INN franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a KNIGHTS INN franchisee is $1.1M, and the middle half of KNIGHTS INN's 101 loans run $800K to $2.1M. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of KNIGHTS INN's franchise disclosure document.
Can you use an SBA loan for KNIGHTS INN?
Yes. Lenders have funded 101 SBA loans to KNIGHTS INN franchisees, worth $147.3M in all, so KNIGHTS INN is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for KNIGHTS INN?
The data says yes: of KNIGHTS INN's 89 SBA loans that record a business age, 30.3% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance KNIGHTS INN?
By loan count, the most active SBA lenders for KNIGHTS INN are Open Bank, Readycap Lending, LLC, Columbia Bank, among others. A lender already active with your brand often moves faster.
What is KNIGHTS INN's SBA charge-off rate?
Across KNIGHTS INN's 92 SBA 7(a) loans, 1.1% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits KNIGHTS INN?
Mostly 7(a): 92 of KNIGHTS INN's 101 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median KNIGHTS INN loan term is 25 years.