Franchise financing
Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels franchise financing
What it costs to finance a Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 561
- Total funded
- $1.4B
- Median loan
- $2.5M
- 7(a) charge-off
- 1.1%
What financing a Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels franchise costs
The median SBA loan to a Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels franchisee is $2.5M, and the middle half of Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels's 561 loans run $1.6M to $3.4M (average $2.6M). Across all SBA-financed franchises the median loan is $350K. Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels loan runs 25 years. Model your numbers with the franchise financing calculator.
Of the 517 Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels loans where the SBA recorded a business age, 23.0% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels
Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels franchisees have financed with 561 SBA loans since FY2010, averaging $2.6M each. Of those, 470 ran through the 7(a) program (franchise fee, build-out, equipment, and working capital) and 91 through 504 (owner-occupied real estate). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels's 7(a) charge-off rate is 1.1% across 470 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels
By SBA loan count
- 1. GBank 91
- 2. Enterprise Bank & Trust 22
- 3. PromiseOne Bank 22
- 4. Peoples Bank 19
- 5. Shoreham Bank 16
- 6. Open Bank 17
- 7. US Metro Bank 13
- 8. The Huntington National Bank 14
Get matched to a Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels lender →
Where Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels gets funded
Top states by loan count
- 1. North Carolina 47
- 2. Texas 45
- 3. Florida 33
- 4. Georgia 41
- 5. South Carolina 33
- 6. Indiana 26
- 7. Virginia 27
- 8. Ohio 29
Financing a Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels SBA financing FAQ
How much does a Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels franchisee is $2.5M, and the middle half of Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels's 561 loans run $1.6M to $3.4M. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels's franchise disclosure document.
Can you use an SBA loan for Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels?
Yes. Lenders have funded 561 SBA loans to Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels franchisees, worth $1.4B in all, so Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels?
The data says yes: of Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels's 517 SBA loans that record a business age, 23.0% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels?
By loan count, the most active SBA lenders for Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels are GBank, Enterprise Bank & Trust, PromiseOne Bank, among others. A lender already active with your brand often moves faster.
What is Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels's SBA charge-off rate?
Across Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels's 470 SBA 7(a) loans, 1.1% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels?
Both. Of Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels's 561 SBA loans, 470 were 7(a) (franchise fee, build-out, equipment, working capital) and 91 were 504 (owner-occupied real estate). The median Quality Inn by Choice Hotels /Quality Inn & Suites by Choice Hotels loan term is 25 years.