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Franchise financing

Window Genie franchise financing

What it costs to finance a Window Genie franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.

By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31

SBA loans
121
Total funded
$18.7M
Median loan
$150K
7(a) charge-off
24.2%

What financing a Window Genie franchise costs

The median SBA loan to a Window Genie franchisee is $150K, and the middle half of Window Genie's 121 loans run $150K to $150K (average $155K). Across all SBA-financed franchises the median loan is $350K. Window Genie buyers borrow less than the typical franchisee.

These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Window Genie loan runs 10 years. Model your numbers with the franchise financing calculator.

Of the 118 Window Genie loans where the SBA recorded a business age, 95.8% went to new businesses two years old or younger. The rest funded existing operations.

How to finance Window Genie

Window Genie franchisees have financed with 121 SBA loans since FY2010, averaging $155K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (120 of the 121 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.

Window Genie's 7(a) charge-off rate is 24.2% across 120 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.

Window Genie SBA funded volume by fiscal year

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Window Genie SBA financing FAQ

How much does a Window Genie franchise cost?

The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Window Genie franchisee is $150K, and the middle half of Window Genie's 121 loans run $150K to $150K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Window Genie's franchise disclosure document.

Can you use an SBA loan for Window Genie?

Yes. Lenders have funded 121 SBA loans to Window Genie franchisees, worth $18.7M in all, so Window Genie is regularly financed with SBA 7(a) and 504 loans.

Can a first-time owner get an SBA loan for Window Genie?

The data says yes: of Window Genie's 118 SBA loans that record a business age, 95.8% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.

Which lenders finance Window Genie?

By loan count, the most active SBA lenders for Window Genie are United Midwest Savings Bank National Association, Celtic Bank Corporation, First Bank, among others. A lender already active with your brand often moves faster.

What is Window Genie's SBA charge-off rate?

Across Window Genie's 120 SBA 7(a) loans, 24.2% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.

Which SBA program fits Window Genie?

Mostly 7(a): 120 of Window Genie's 121 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Window Genie loan term is 10 years.

Method. Figures cover SBA 7(a) and 504 loans tagged to the Window Genie franchise in the public SBA data, FY2010–2026 (as of 2026-03-31). Charge-off is 7(a)-only. Medians and the middle-half range are computed from per-loan approval amounts; loan terms and business age are used only where the SBA recorded them. The SBA tags loans by the franchise name it recorded; spelling variants the SBA used separately are not merged. SBA Loan Index is independent and not affiliated with Window Genie or the SBA; this is information, not financial advice. See the methodology.