SBA lender profile
The Central Trust Bank
The Central Trust Bank appears in the public SBA loan data with 298 funded 7(a) loans totaling $75.3M, an average of $253K per loan, and an estimated 2,029 jobs supported. Its SBA lending concentrates in Missouri and the Construction sector. Across all of its loans in the data, its charge-off rate is 4.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
298
Total volume
$75.3M
Average loan size
$253K
Charge-off rate
4.0%
Share of funded loans charged off
Jobs supported (reported)
2,029
Programs
7(a)
Bank profile
via FDIC- Total assets
- $20.5B
- Headquarters
- Jefferson City, MO
- FDIC cert
- #12633
- Status
- Active
Where The Central Trust Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Missouri | 275 | $60.0M |
| Colorado | 4 | $5.6M |
| Kansas | 16 | $5.0M |
| North Carolina | 1 | $4.2M |
| Kentucky | 2 | $527K |
What The Central Trust Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 32 | $14.3M |
| Manufacturing | 22 | $13.0M |
| Accommodation and Food Services | 51 | $11.3M |
| Retail Trade | 38 | $8.0M |
| Transportation and Warehousing | 18 | $5.4M |
| Other Services | 35 | $5.4M |
The Central Trust Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 35 | $9.5M |
| 2021 | 61 | $21.2M |
| 2022 | 55 | $11.6M |
| 2023 | 58 | $13.6M |
| 2024 | 39 | $6.6M |
| 2025 | 40 | $11.0M |
| 2026 | 10 | $1.7M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of The Central Trust Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.