SBA lender profile
American Commerce Bank, National Association
American Commerce Bank, National Association appears in the public SBA loan data with 18 funded 7(a) loans totaling $35.9M, an average of $2.0M per loan, and an estimated 237 jobs supported. Its SBA lending concentrates in Georgia and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
18
Total volume
$35.9M
Average loan size
$2.0M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
237
Programs
7(a)
Bank profile
via FDIC- Total assets
- $488M
- Headquarters
- Bremen, GA
- FDIC cert
- #57686
- Status
- Active
Where American Commerce Bank, National Association lends
Top states by funded SBA volume.
What American Commerce Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 9 | $21.8M |
| Accommodation and Food Services | 5 | $8.4M |
| Health Care and Social Assistance | 1 | $3.8M |
| Real Estate | 2 | $1.6M |
| Professional and Technical Services | 1 | $246K |
American Commerce Bank, National Association SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 4 | $2.3M |
| 2021 | 4 | $8.4M |
| 2022 | 4 | $6.7M |
| 2023 | 5 | $18.3M |
| 2024 | 1 | $265K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of American Commerce Bank, National Association's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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