SBA lender profile
American Commerce Bank, National Association
American Commerce Bank, National Association appears in the public SBA loan data with 77 funded 7(a) loans since FY2010, totaling $87.7M, an average of $1.1M per loan, and an estimated 825 jobs supported. Its SBA lending concentrates in Georgia and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.3%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 78
- Scale 57
- Activity 68
- Consistency 72
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is American Commerce Bank, National Association the right lender for you?
Lenders fund what they know. American Commerce Bank, National Association's SBA lending concentrates in Georgia (55 loans) and Retail Trade (28 loans), at an average loan of $1.1M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $488M
- Headquarters
- Bremen, GA
- FDIC cert
- #57686
- Status
- Active
Where American Commerce Bank, National Association lends
Top states by funded SBA volume.
Metro areas where American Commerce Bank, National Association funds
What American Commerce Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 28 | $36.0M |
| Accommodation and Food Services | 25 | $33.4M |
| Other Services | 6 | $4.5M |
| Agriculture, Forestry, Fishing | 3 | $4.1M |
| Real Estate | 5 | $3.9M |
| Health Care and Social Assistance | 1 | $3.8M |
American Commerce Bank, National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $636K |
| 2012 | 1 | $456K |
| 2013 | 5 | $5.8M |
| 2014 | 9 | $6.6M |
| 2015 | 10 | $6.2M |
| 2016 | 13 | $10.0M |
| 2017 | 8 | $10.0M |
| 2018 | 10 | $7.8M |
| 2019 | 2 | $4.2M |
| 2020 | 4 | $2.3M |
| 2021 | 4 | $8.4M |
| 2022 | 4 | $6.7M |
| 2023 | 5 | $18.3M |
| 2024 | 1 | $265K |
Related SBA lenders
Other lenders active in Georgia or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
American Commerce Bank, National Association: frequently asked questions
Does American Commerce Bank, National Association offer SBA loans?
Yes. American Commerce Bank, National Association appears in the public SBA data with 77 funded SBA 7(a) loans totaling $87.7M.
How many SBA loans has American Commerce Bank, National Association made?
American Commerce Bank, National Association is associated with 77 SBA 7(a) loans totaling $87.7M in the public SBA data (as of 2026-03-31).
What is American Commerce Bank, National Association's SBA charge-off rate?
About 1.3% of American Commerce Bank, National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does American Commerce Bank, National Association do most of its SBA lending?
American Commerce Bank, National Association's SBA lending in the data is most concentrated in Georgia, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). American Commerce Bank, National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/american-commerce-bank-national-association/
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