SBA lender profile
American Community Bank & Trust
American Community Bank & Trust appears in the public SBA loan data with 95 funded 7(a) loans since FY2010, totaling $49.4M, an average of $520K per loan, and an estimated 1,772 jobs supported. Its SBA lending concentrates in Illinois and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 86
- Scale 52
- Activity 53
- Consistency 70
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is American Community Bank & Trust the right lender for you?
Lenders fund what they know. American Community Bank & Trust's SBA lending concentrates in Illinois (90 loans) and Construction (20 loans), at an average loan of $520K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.2B
- Headquarters
- Woodstock, IL
- FDIC cert
- #35412
- Status
- Active
Where American Community Bank & Trust lends
Top states by funded SBA volume.
What American Community Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 20 | $11.4M |
| Manufacturing | 18 | $11.4M |
| Retail Trade | 8 | $6.8M |
| Wholesale Trade | 6 | $4.3M |
| Health Care and Social Assistance | 7 | $4.0M |
| Real Estate | 2 | $2.8M |
American Community Bank & Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $105K |
| 2014 | 6 | $2.6M |
| 2015 | 7 | $3.9M |
| 2016 | 18 | $5.4M |
| 2017 | 8 | $855K |
| 2018 | 8 | $4.3M |
| 2019 | 2 | $1.1M |
| 2020 | 5 | $1.9M |
| 2021 | 12 | $11.6M |
| 2022 | 12 | $9.9M |
| 2023 | 6 | $3.8M |
| 2024 | 5 | $575K |
| 2025 | 4 | $2.5M |
| 2026 | 1 | $875K |
Related SBA lenders
Other lenders active in Illinois or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
American Community Bank & Trust: frequently asked questions
Does American Community Bank & Trust offer SBA loans?
Yes. American Community Bank & Trust appears in the public SBA data with 95 funded SBA 7(a) loans totaling $49.4M.
How many SBA loans has American Community Bank & Trust made?
American Community Bank & Trust is associated with 95 SBA 7(a) loans totaling $49.4M in the public SBA data (as of 2026-03-31).
What is American Community Bank & Trust's SBA charge-off rate?
About 0.0% of American Community Bank & Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does American Community Bank & Trust do most of its SBA lending?
American Community Bank & Trust's SBA lending in the data is most concentrated in Illinois, and by industry in Construction.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). American Community Bank & Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/american-community-bank-trust/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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