SBA lender profile
American Community Bank & Trust
American Community Bank & Trust appears in the public SBA loan data with 45 funded 7(a) loans totaling $31.2M, an average of $693K per loan, and an estimated 947 jobs supported. Its SBA lending concentrates in Illinois and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
45
Total volume
$31.2M
Average loan size
$693K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
947
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.2B
- Headquarters
- Woodstock, IL
- FDIC cert
- #35412
- Status
- Active
Where American Community Bank & Trust lends
Top states by funded SBA volume.
What American Community Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 8 | $6.1M |
| Construction | 9 | $5.5M |
| Retail Trade | 2 | $3.9M |
| Wholesale Trade | 3 | $3.8M |
| Health Care and Social Assistance | 2 | $2.9M |
| Real Estate | 1 | $2.6M |
American Community Bank & Trust SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 5 | $1.9M |
| 2021 | 12 | $11.6M |
| 2022 | 12 | $9.9M |
| 2023 | 6 | $3.8M |
| 2024 | 5 | $575K |
| 2025 | 4 | $2.5M |
| 2026 | 1 | $875K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of American Community Bank & Trust's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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