SBA lender profile
American First National Bank
American First National Bank appears in the public SBA loan data with 38 funded 7(a) loans since FY2010, totaling $39.3M, an average of $1.0M per loan, and an estimated 438 jobs supported. Its SBA lending concentrates in Texas and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 2.6%. 86.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 71
- Scale 37
- Activity 0
- Consistency 35
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is American First National Bank the right lender for you?
Lenders fund what they know. American First National Bank's SBA lending concentrates in Texas (35 loans) and Retail Trade (12 loans), at an average loan of $1.0M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where American First National Bank lends
Top states by funded SBA volume.
What American First National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 12 | $15.9M |
| Accommodation and Food Services | 9 | $7.1M |
| Other Services | 5 | $5.8M |
| Wholesale Trade | 4 | $3.8M |
| Health Care and Social Assistance | 3 | $2.7M |
| Transportation and Warehousing | 1 | $2.0M |
American First National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 28 | $28.4M |
| 2011 | 10 | $10.9M |
Related SBA lenders
Other lenders active in Texas or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
American First National Bank: frequently asked questions
Does American First National Bank offer SBA loans?
Yes. American First National Bank appears in the public SBA data with 38 funded SBA 7(a) loans totaling $39.3M.
How many SBA loans has American First National Bank made?
American First National Bank is associated with 38 SBA 7(a) loans totaling $39.3M in the public SBA data (as of 2026-03-31).
What is American First National Bank's SBA charge-off rate?
About 2.6% of American First National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does American First National Bank do most of its SBA lending?
American First National Bank's SBA lending in the data is most concentrated in Texas, and by industry in Retail Trade.
Is American First National Bank an SBA Preferred Lender (PLP)?
The loan record shows American First National Bank operating under PLP delegated authority: 33 of its 7(a) loans (86.8%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). American First National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/american-first-national-bank/
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