SBA lender profile
American Spirit FCU
American Spirit FCU appears in the public SBA loan data with 8 funded 7(a) loans since FY2010, totaling $1.9M, an average of $241K per loan, and an estimated 50 jobs supported. Its SBA lending concentrates in Maryland and the Retail Trade sector. With only 8 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is American Spirit FCU the right lender for you?
American Spirit FCU appears in the SBA record with 8 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
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Where American Spirit FCU lends
Top states by funded SBA volume.
What American Spirit FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 3 | $1.2M |
| Health Care and Social Assistance | 2 | $341K |
| Educational Services | 1 | $173K |
| Accommodation and Food Services | 2 | $169K |
American Spirit FCU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $220K |
| 2014 | 1 | $150K |
| 2015 | 2 | $977K |
| 2016 | 2 | $301K |
| 2017 | 2 | $278K |
Related SBA lenders
Other lenders active in Maryland or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
American Spirit FCU: frequently asked questions
Does American Spirit FCU offer SBA loans?
Yes. American Spirit FCU appears in the public SBA data with 8 funded SBA 7(a) loans totaling $1.9M.
How many SBA loans has American Spirit FCU made?
American Spirit FCU is associated with 8 SBA 7(a) loans totaling $1.9M in the public SBA data (as of 2026-03-31).
What is American Spirit FCU's SBA charge-off rate?
American Spirit FCU appears with only 8 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does American Spirit FCU do most of its SBA lending?
American Spirit FCU's SBA lending in the data is most concentrated in Maryland, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). American Spirit FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/american-spirit-fcu/
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