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SBA lender profile

Availa Bank

Availa Bank appears in the public SBA loan data with 25 funded 7(a) loans since FY2010, totaling $11.1M, an average of $444K per loan, and an estimated 221 jobs supported. Its SBA lending concentrates in Iowa and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 4.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 67
Scale 13
Activity 46
Consistency 60

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
25
Since FY2010
Total volume
$11.1M
Average loan size
$444K
7(a) charge-off rate
4.0%
Share of 7(a) loans charged off
Jobs supported (reported)
221
Programs
7(a)

Is Availa Bank the right lender for you?

Lenders fund what they know. Availa Bank's SBA lending concentrates in Iowa (25 loans) and Manufacturing (3 loans), at an average loan of $444K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$1.7B
Headquarters
Carroll, IA
FDIC cert
#11771
Status
Active

Where Availa Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Iowa 25 $11.1M

What Availa Bank funds

Top industries by funded SBA volume.

Availa Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20101$75K
20111$400K
20122$1.4M
20137$965K
20144$676K
20163$1.1M
20171$60K
20181$135K
20191$1.2M
20211$338K
20241$260K
20252$4.6M

Related SBA lenders

Other lenders active in Iowa or in Manufacturing.

Comparing lenders? See how to choose an SBA lender by track record.

Availa Bank: frequently asked questions

Does Availa Bank offer SBA loans?

Yes. Availa Bank appears in the public SBA data with 25 funded SBA 7(a) loans totaling $11.1M.

How many SBA loans has Availa Bank made?

Availa Bank is associated with 25 SBA 7(a) loans totaling $11.1M in the public SBA data (as of 2026-03-31).

What is Availa Bank's SBA charge-off rate?

About 4.0% of Availa Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Availa Bank do most of its SBA lending?

Availa Bank's SBA lending in the data is most concentrated in Iowa, and by industry in Manufacturing.

For Availa Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Availa Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Availa Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/availa-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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