SBA lender profile
Banesco USA
Banesco USA appears in the public SBA loan data with 459 funded 7(a) loans since FY2010, totaling $389.3M, an average of $848K per loan, and an estimated 5,865 jobs supported. Its SBA lending concentrates in Florida and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 0.2%. 89.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 94
- Scale 85
- Activity 90
- Consistency 81
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Banesco USA the right lender for you?
Lenders fund what they know. Banesco USA's SBA lending concentrates in Florida (270 loans) and Wholesale Trade (110 loans), at an average loan of $848K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $5.8B
- Headquarters
- Miami, FL
- FDIC cert
- #57815
- Status
- Active
Where Banesco USA lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Florida | 270 | $244.9M |
| California | 30 | $29.7M |
| Texas | 27 | $23.0M |
| Georgia | 8 | $12.2M |
| Washington | 8 | $7.2M |
| South Carolina | 3 | $6.0M |
Metro areas where Banesco USA funds
What Banesco USA funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 110 | $115.0M |
| Health Care and Social Assistance | 62 | $54.5M |
| Manufacturing | 30 | $44.6M |
| Accommodation and Food Services | 33 | $29.2M |
| Other Services | 37 | $24.8M |
| Construction | 47 | $22.7M |
Banesco USA SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $1.1M |
| 2012 | 6 | $4.3M |
| 2013 | 9 | $7.1M |
| 2014 | 10 | $6.7M |
| 2015 | 12 | $16.1M |
| 2016 | 18 | $21.1M |
| 2017 | 17 | $15.8M |
| 2018 | 23 | $31.2M |
| 2019 | 31 | $29.0M |
| 2020 | 17 | $17.5M |
| 2021 | 50 | $52.3M |
| 2022 | 64 | $41.7M |
| 2023 | 67 | $43.4M |
| 2024 | 62 | $44.5M |
| 2025 | 57 | $40.0M |
| 2026 | 15 | $17.5M |
Related SBA lenders
Other lenders active in Florida or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Banesco USA: frequently asked questions
Does Banesco USA offer SBA loans?
Yes. Banesco USA appears in the public SBA data with 459 funded SBA 7(a) loans totaling $389.3M.
How many SBA loans has Banesco USA made?
Banesco USA is associated with 459 SBA 7(a) loans totaling $389.3M in the public SBA data (as of 2026-03-31).
What is Banesco USA's SBA charge-off rate?
About 0.2% of Banesco USA's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Banesco USA do most of its SBA lending?
Banesco USA's SBA lending in the data is most concentrated in Florida, and by industry in Wholesale Trade.
Is Banesco USA an SBA Preferred Lender (PLP)?
The loan record shows Banesco USA operating under PLP delegated authority: 410 of its 7(a) loans (89.3%) were processed through the Preferred Lenders Program, including 120 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Banesco USA SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/banesco-usa/
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