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SBA lender profile

Bank of Franklin County

Bank of Franklin County appears in the public SBA loan data with 56 funded 7(a) loans since FY2010, totaling $22.3M, an average of $398K per loan, and an estimated 856 jobs supported. Its SBA lending concentrates in Missouri and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.8%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 75
Scale 34
Activity 47
Consistency 71

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
56
Since FY2010
Total volume
$22.3M
Average loan size
$398K
7(a) charge-off rate
1.8%
Share of 7(a) loans charged off
Jobs supported (reported)
856
Programs
7(a)

Is Bank of Franklin County the right lender for you?

Lenders fund what they know. Bank of Franklin County's SBA lending concentrates in Missouri (53 loans) and Accommodation and Food Services (17 loans), at an average loan of $398K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$416M
Headquarters
Washington, MO
FDIC cert
#35543
Status
Active

Where Bank of Franklin County lends

Top states by funded SBA volume.

StateLoansTotal volume
Missouri 53 $21.2M
Tennessee 1 $525K
Iowa 1 $414K
Illinois 1 $140K

What Bank of Franklin County funds

Top industries by funded SBA volume.

Bank of Franklin County SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201010$761K
20116$980K
20122$100K
20131$75K
20151$60K
20162$1.0M
20171$535K
20184$3.8M
20192$380K
20203$1.3M
202111$7.3M
20222$850K
20236$1.3M
20244$3.0M
20251$772K

Related SBA lenders

Other lenders active in Missouri or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Bank of Franklin County: frequently asked questions

Does Bank of Franklin County offer SBA loans?

Yes. Bank of Franklin County appears in the public SBA data with 56 funded SBA 7(a) loans totaling $22.3M.

How many SBA loans has Bank of Franklin County made?

Bank of Franklin County is associated with 56 SBA 7(a) loans totaling $22.3M in the public SBA data (as of 2026-03-31).

What is Bank of Franklin County's SBA charge-off rate?

About 1.8% of Bank of Franklin County's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Bank of Franklin County do most of its SBA lending?

Bank of Franklin County's SBA lending in the data is most concentrated in Missouri, and by industry in Accommodation and Food Services.

For Bank of Franklin County

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Bank of Franklin County's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Bank of Franklin County SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bank-of-franklin-county/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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