SBA lender profile
Bank of Hays
Bank of Hays appears in the public SBA loan data with 248 funded 7(a) loans since FY2010, totaling $72.4M, an average of $292K per loan, and an estimated 2,395 jobs supported. Its SBA lending concentrates in Kansas and the Mining and Extraction sector. Across its 7(a) loans, the charge-off rate is 2.8%. 45.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 73
- Scale 67
- Activity 65
- Consistency 86
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Bank of Hays the right lender for you?
Lenders fund what they know. Bank of Hays's SBA lending concentrates in Kansas (222 loans) and Mining and Extraction (41 loans), at an average loan of $292K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $369M
- Headquarters
- Hays, KS
- FDIC cert
- #17769
- Status
- Active
Where Bank of Hays lends
Top states by funded SBA volume.
Metro areas where Bank of Hays funds
What Bank of Hays funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Mining and Extraction | 41 | $17.7M |
| Construction | 47 | $11.8M |
| Accommodation and Food Services | 17 | $8.5M |
| Retail Trade | 34 | $8.2M |
| Transportation and Warehousing | 29 | $7.2M |
| Manufacturing | 13 | $6.3M |
Bank of Hays SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 18 | $5.7M |
| 2011 | 9 | $5.2M |
| 2012 | 6 | $1.6M |
| 2013 | 6 | $1.1M |
| 2014 | 16 | $5.1M |
| 2015 | 12 | $3.0M |
| 2016 | 16 | $5.9M |
| 2017 | 7 | $549K |
| 2018 | 7 | $1.1M |
| 2019 | 12 | $4.0M |
| 2020 | 25 | $8.6M |
| 2021 | 32 | $7.2M |
| 2022 | 19 | $8.0M |
| 2023 | 34 | $7.3M |
| 2024 | 15 | $3.7M |
| 2025 | 8 | $3.7M |
| 2026 | 6 | $615K |
Related SBA lenders
Other lenders active in Kansas or in Mining and Extraction.
Comparing lenders? See how to choose an SBA lender by track record.
Bank of Hays: frequently asked questions
Does Bank of Hays offer SBA loans?
Yes. Bank of Hays appears in the public SBA data with 248 funded SBA 7(a) loans totaling $72.4M.
How many SBA loans has Bank of Hays made?
Bank of Hays is associated with 248 SBA 7(a) loans totaling $72.4M in the public SBA data (as of 2026-03-31).
What is Bank of Hays's SBA charge-off rate?
About 2.8% of Bank of Hays's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Bank of Hays do most of its SBA lending?
Bank of Hays's SBA lending in the data is most concentrated in Kansas, and by industry in Mining and Extraction.
Is Bank of Hays an SBA Preferred Lender (PLP)?
The loan record shows Bank of Hays operating under PLP delegated authority: 113 of its 7(a) loans (45.6%) were processed through the Preferred Lenders Program, including 19 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Bank of Hays SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bank-of-hays/
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