SBA lender profile
Bank of Hays
Bank of Hays appears in the public SBA loan data with 139 funded 7(a) loans totaling $39.1M, an average of $282K per loan, and an estimated 1,127 jobs supported. Its SBA lending concentrates in Kansas and the Mining and Extraction sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
139
Total volume
$39.1M
Average loan size
$282K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
1,127
Programs
7(a)
Bank profile
via FDIC- Total assets
- $369M
- Headquarters
- Hays, KS
- FDIC cert
- #17769
- Status
- Active
Where Bank of Hays lends
Top states by funded SBA volume.
What Bank of Hays funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Mining and Extraction | 22 | $9.0M |
| Accommodation and Food Services | 13 | $8.0M |
| Retail Trade | 18 | $6.4M |
| Transportation and Warehousing | 16 | $5.2M |
| Construction | 23 | $2.5M |
| Other Services | 14 | $2.1M |
Bank of Hays SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 25 | $8.6M |
| 2021 | 32 | $7.2M |
| 2022 | 19 | $8.0M |
| 2023 | 34 | $7.3M |
| 2024 | 15 | $3.7M |
| 2025 | 8 | $3.7M |
| 2026 | 6 | $615K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Bank of Hays's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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