SBA lender profile
Bank OZK
Bank OZK appears in the public SBA loan data with 260 funded 7(a) loans totaling $122.3M, an average of $471K per loan, and an estimated 3,291 jobs supported. Its SBA lending concentrates in Arkansas and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.8%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
260
Total volume
$122.3M
Average loan size
$471K
Charge-off rate
0.8%
Share of funded loans charged off
Jobs supported (reported)
3,291
Programs
7(a)
Bank profile
via FDIC- Total assets
- $41.7B
- Headquarters
- Little Rock, AR
- FDIC cert
- #110
- Status
- Active
Where Bank OZK lends
Top states by funded SBA volume.
What Bank OZK funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 42 | $21.8M |
| Accommodation and Food Services | 47 | $19.0M |
| Other Services | 24 | $13.5M |
| Manufacturing | 26 | $10.9M |
| Agriculture, Forestry, Fishing | 12 | $10.2M |
| Health Care and Social Assistance | 22 | $8.9M |
Bank OZK SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 49 | $26.4M |
| 2021 | 70 | $33.8M |
| 2022 | 28 | $14.0M |
| 2023 | 30 | $15.1M |
| 2024 | 35 | $17.0M |
| 2025 | 44 | $14.1M |
| 2026 | 4 | $1.7M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Bank OZK's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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