SBA lender profile
Bank OZK
Bank OZK appears in the public SBA loan data with 730 funded 7(a) loans since FY2010, totaling $479.3M, an average of $657K per loan, and an estimated 11,542 jobs supported. Its SBA lending concentrates in Florida and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.5%. 53.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 76
- Scale 88
- Activity 80
- Consistency 88
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Bank OZK the right lender for you?
Lenders fund what they know. Bank OZK's SBA lending concentrates in Florida (273 loans) and Accommodation and Food Services (122 loans), at an average loan of $657K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $41.7B
- Headquarters
- Little Rock, AR
- FDIC cert
- #110
- Status
- Active
Where Bank OZK lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Florida | 273 | $180.6M |
| Georgia | 175 | $114.1M |
| Arkansas | 119 | $82.3M |
| Texas | 99 | $64.0M |
| North Carolina | 49 | $16.0M |
| South Carolina | 6 | $10.7M |
Metro areas where Bank OZK funds
What Bank OZK funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 122 | $94.8M |
| Retail Trade | 121 | $71.9M |
| Health Care and Social Assistance | 81 | $60.5M |
| Agriculture, Forestry, Fishing | 34 | $47.9M |
| Manufacturing | 62 | $33.5M |
| Other Services | 58 | $30.7M |
Bank OZK SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 58 | $35.9M |
| 2011 | 48 | $57.7M |
| 2012 | 42 | $46.4M |
| 2013 | 55 | $34.5M |
| 2014 | 35 | $33.7M |
| 2015 | 53 | $31.8M |
| 2016 | 60 | $49.2M |
| 2017 | 22 | $17.6M |
| 2018 | 36 | $14.5M |
| 2019 | 61 | $35.8M |
| 2020 | 49 | $26.4M |
| 2021 | 70 | $33.8M |
| 2022 | 28 | $14.0M |
| 2023 | 30 | $15.1M |
| 2024 | 35 | $17.0M |
| 2025 | 44 | $14.1M |
| 2026 | 4 | $1.7M |
Related SBA lenders
Other lenders active in Florida or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Bank OZK: frequently asked questions
Does Bank OZK offer SBA loans?
Yes. Bank OZK appears in the public SBA data with 730 funded SBA 7(a) loans totaling $479.3M.
How many SBA loans has Bank OZK made?
Bank OZK is associated with 730 SBA 7(a) loans totaling $479.3M in the public SBA data (as of 2026-03-31).
What is Bank OZK's SBA charge-off rate?
About 2.5% of Bank OZK's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Bank OZK do most of its SBA lending?
Bank OZK's SBA lending in the data is most concentrated in Florida, and by industry in Accommodation and Food Services.
Is Bank OZK an SBA Preferred Lender (PLP)?
The loan record shows Bank OZK operating under PLP delegated authority: 390 of its 7(a) loans (53.4%) were processed through the Preferred Lenders Program, including 54 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Bank OZK SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bank-ozk/
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