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SBA lender profile

BankSouth

BankSouth appears in the public SBA loan data with 11 funded 7(a) loans since FY2010, totaling $5.6M, an average of $510K per loan, and an estimated 133 jobs supported. Its SBA lending concentrates in Georgia and the Health Care and Social Assistance sector. With only 11 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
11
Since FY2010
Total volume
$5.6M
Average loan size
$510K
7(a) charge-off rate
Insufficient data
Only 11 7(a) loans in the data
Jobs supported (reported)
133
Programs
7(a)

Is BankSouth the right lender for you?

BankSouth appears in the SBA record with 11 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Bank profile

via FDIC
Total assets
$1.6B
Headquarters
Greensboro, GA
FDIC cert
#16418
Status
Active

Where BankSouth lends

Top states by funded SBA volume.

StateLoansTotal volume
Georgia 9 $4.4M
South Carolina 2 $1.2M

What BankSouth funds

Top industries by funded SBA volume.

BankSouth SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20101$360K
20171$420K
20204$3.1M
20211$149K
20232$500K
20241$762K
20251$300K

Related SBA lenders

Other lenders active in Georgia or in Health Care and Social Assistance.

Comparing lenders? See how to choose an SBA lender by track record.

BankSouth: frequently asked questions

Does BankSouth offer SBA loans?

Yes. BankSouth appears in the public SBA data with 11 funded SBA 7(a) loans totaling $5.6M.

How many SBA loans has BankSouth made?

BankSouth is associated with 11 SBA 7(a) loans totaling $5.6M in the public SBA data (as of 2026-03-31).

What is BankSouth's SBA charge-off rate?

BankSouth appears with only 11 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does BankSouth do most of its SBA lending?

BankSouth's SBA lending in the data is most concentrated in Georgia, and by industry in Health Care and Social Assistance.

For BankSouth

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of BankSouth's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). BankSouth SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/banksouth/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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