SBA lender profile
BankSouth
BankSouth appears in the public SBA loan data with 9 funded 7(a) loans totaling $4.8M, an average of $537K per loan, and an estimated 107 jobs supported. Its SBA lending concentrates in Georgia and the Health Care and Social Assistance sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
9
Total volume
$4.8M
Average loan size
$537K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
107
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.6B
- Headquarters
- Greensboro, GA
- FDIC cert
- #16418
- Status
- Active
Where BankSouth lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 7 | $3.6M |
| South Carolina | 2 | $1.2M |
What BankSouth funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 2 | $1.7M |
| Real Estate | 1 | $1.1M |
| Professional and Technical Services | 1 | $762K |
| Arts, Entertainment, Recreation | 2 | $559K |
| Other Services | 1 | $300K |
| Accommodation and Food Services | 1 | $290K |
BankSouth SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 4 | $3.1M |
| 2021 | 1 | $149K |
| 2023 | 2 | $500K |
| 2024 | 1 | $762K |
| 2025 | 1 | $300K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of BankSouth's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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