SBA lender profile
Beneficial State Bank
Beneficial State Bank appears in the public SBA loan data with 51 funded 7(a) loans totaling $46.0M, an average of $903K per loan, and an estimated 988 jobs supported. Its SBA lending concentrates in Oregon and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
51
Total volume
$46.0M
Average loan size
$903K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
988
Programs
7(a)
Bank profile
via FDIC- Total assets
- $2.0B
- Headquarters
- Oakland, CA
- FDIC cert
- #58490
- Status
- Active
Where Beneficial State Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Oregon | 25 | $21.2M |
| Washington | 13 | $15.2M |
| California | 13 | $9.7M |
What Beneficial State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 5 | $10.7M |
| Real Estate | 10 | $10.2M |
| Health Care and Social Assistance | 7 | $5.4M |
| Manufacturing | 5 | $5.2M |
| Construction | 6 | $4.3M |
| Retail Trade | 6 | $2.6M |
Beneficial State Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 7 | $6.0M |
| 2021 | 11 | $8.8M |
| 2022 | 12 | $11.8M |
| 2023 | 5 | $5.6M |
| 2024 | 6 | $7.4M |
| 2025 | 10 | $6.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Beneficial State Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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