SBA lending by metro area
SBA lenders in Daphne, AL
Which lenders fund Daphne-area businesses, how much, and how the market compares with Alabama: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Daphne area
Ranked by SBA volume funded to businesses located in the Daphne metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 25 | $33.4M | $1.3M | 0.00% |
| 2 | Southern Development Council | 29 | $26.7M | $921K | not reported |
| 3 | PNC Bank, National Association | 80 | $19.9M | $249K | 2.50% |
| 4 | SouthState Bank, National Association | 15 | $17.8M | $1.2M | not reported |
| 5 | Regions Bank | 11 | $11.7M | $1.1M | not reported |
| 6 | Birmingham Citywide Local Development Company | 15 | $11.4M | $761K | not reported |
| 7 | Florida Business Development Corporation | 25 | $10.2M | $407K | not reported |
| 8 | The Bancorp Bank National Association | 6 | $7.4M | $1.2M | not reported |
| 9 | Readycap Lending, LLC | 16 | $7.2M | $448K | not reported |
| 10 | The Huntington National Bank | 17 | $6.0M | $350K | not reported |
Excludes 1 lender whose records blend same-named institutions; see our methodology.
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Daphne compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Daphne area | $200K ▼ 20.0% | 13.6% ▼ 2.4 pts |
| Alabama | $250K | 16.0% |
| United States | $179K | 11.2% |
What gets funded in Daphne
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 103 | $77.9M |
| Retail Trade | 84 | $51.7M |
| Health Care and Social Assistance | 49 | $28.1M |
| Construction | 67 | $22.5M |
| Manufacturing | 29 | $19.6M |
| Other Services | 33 | $17.4M |
| Administrative and Support | 35 | $14.7M |
| Arts, Entertainment, Recreation | 21 | $13.9M |
SBA lending in Daphne by year
Geography, precisely
"Daphne area" here means the Daphne-Fairhope-Foley, AL metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Baldwin County, AL. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.