SBA lending by metro area
SBA lenders in Tuscaloosa, AL
Which lenders fund Tuscaloosa-area businesses, how much, and how the market compares with Alabama: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Tuscaloosa area
Ranked by SBA volume funded to businesses located in the Tuscaloosa metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Florida Business Development Corporation | 14 | $12.0M | $857K | not reported |
| 2 | Pinnacle Bank | 16 | $11.6M | $723K | not reported |
| 3 | BankFirst Financial Services | 30 | $11.3M | $377K | 0.00% |
| 4 | Regions Bank | 10 | $10.9M | $1.1M | not reported |
| 5 | Southern Development Council | 22 | $9.6M | $436K | not reported |
| 6 | Live Oak Banking Company | 5 | $5.5M | $1.1M | not reported |
| 7 | Birmingham Citywide Local Development Company | 11 | $5.3M | $484K | not reported |
| 8 | Community Bank of Mississippi | 5 | $3.8M | $751K | not reported |
| 9 | The Huntington National Bank | 14 | $3.7M | $268K | not reported |
| 10 | Newtek Bank, National Association | 7 | $3.0M | $436K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Tuscaloosa compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Tuscaloosa area | $242K ▼ 3.2% | 17.9% ▲ 1.9 pts |
| Alabama | $250K | 16.0% |
| United States | $179K | 11.2% |
What gets funded in Tuscaloosa
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 53 | $37.1M |
| Retail Trade | 45 | $20.0M |
| Arts, Entertainment, Recreation | 14 | $15.2M |
| Manufacturing | 16 | $13.0M |
| Other Services | 29 | $10.8M |
| Real Estate | 11 | $8.3M |
| Health Care and Social Assistance | 22 | $7.8M |
| Agriculture, Forestry, Fishing | 8 | $5.9M |
SBA lending in Tuscaloosa by year
Geography, precisely
"Tuscaloosa area" here means the Tuscaloosa, AL metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Greene County, AL; Hale County, AL; Pickens County, AL; Tuscaloosa County, AL. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.