SBA lender profile
Cambridge Savings Bank
Cambridge Savings Bank appears in the public SBA loan data with 522 funded 7(a) loans since FY2010, totaling $110.2M, an average of $211K per loan, and an estimated 6,191 jobs supported. Its SBA lending concentrates in Massachusetts and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 4.8%. 31.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 62
- Scale 78
- Activity 74
- Consistency 78
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Cambridge Savings Bank the right lender for you?
Lenders fund what they know. Cambridge Savings Bank's SBA lending concentrates in Massachusetts (507 loans) and Accommodation and Food Services (124 loans), at an average loan of $211K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $6.9B
- Headquarters
- Cambridge, MA
- FDIC cert
- #17870
- Status
- Active
Where Cambridge Savings Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 507 | $102.8M |
| New Hampshire | 8 | $4.3M |
| District of Columbia | 2 | $2.4M |
| Illinois | 2 | $250K |
| Pennsylvania | 1 | $250K |
| Connecticut | 2 | $150K |
Metro areas where Cambridge Savings Bank funds
What Cambridge Savings Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 124 | $32.5M |
| Professional and Technical Services | 69 | $22.4M |
| Retail Trade | 71 | $15.0M |
| Wholesale Trade | 17 | $7.9M |
| Construction | 52 | $7.7M |
| Manufacturing | 24 | $5.9M |
Cambridge Savings Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $1.2M |
| 2011 | 1 | $15K |
| 2012 | 48 | $4.6M |
| 2013 | 51 | $13.0M |
| 2014 | 50 | $4.9M |
| 2015 | 42 | $7.6M |
| 2016 | 49 | $7.5M |
| 2017 | 49 | $7.7M |
| 2018 | 48 | $5.1M |
| 2019 | 48 | $6.9M |
| 2020 | 20 | $5.4M |
| 2021 | 23 | $13.3M |
| 2022 | 18 | $6.2M |
| 2023 | 30 | $17.0M |
| 2024 | 41 | $9.8M |
Related SBA lenders
Other lenders active in Massachusetts or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Cambridge Savings Bank: frequently asked questions
Does Cambridge Savings Bank offer SBA loans?
Yes. Cambridge Savings Bank appears in the public SBA data with 522 funded SBA 7(a) loans totaling $110.2M.
How many SBA loans has Cambridge Savings Bank made?
Cambridge Savings Bank is associated with 522 SBA 7(a) loans totaling $110.2M in the public SBA data (as of 2026-03-31).
What is Cambridge Savings Bank's SBA charge-off rate?
About 4.8% of Cambridge Savings Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Cambridge Savings Bank do most of its SBA lending?
Cambridge Savings Bank's SBA lending in the data is most concentrated in Massachusetts, and by industry in Accommodation and Food Services.
Is Cambridge Savings Bank an SBA Preferred Lender (PLP)?
The loan record shows Cambridge Savings Bank operating under PLP delegated authority: 166 of its 7(a) loans (31.8%) were processed through the Preferred Lenders Program, including 21 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Cambridge Savings Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/cambridge-savings-bank/
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