SBA lender profile
Centric FCU
Centric FCU appears in the public SBA loan data with 3 funded 7(a) loans totaling $1.0M, an average of $342K per loan, and an estimated 24 jobs supported. Its SBA lending concentrates in Louisiana and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 66.7%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
3
Total volume
$1.0M
Average loan size
$342K
Charge-off rate
66.7%
Share of funded loans charged off
Jobs supported (reported)
24
Programs
7(a)
Where Centric FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Louisiana | 3 | $1.0M |
What Centric FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 1 | $750K |
| Manufacturing | 2 | $275K |
Centric FCU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2022 | 2 | $275K |
| 2023 | 1 | $750K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Centric FCU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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