SBA lender profile
CenTrust Bank, A Division of SmartBiz Bank National Association
CenTrust Bank, A Division of SmartBiz Bank National Association appears in the public SBA loan data with 1,014 funded 7(a) loans totaling $306.1M, an average of $302K per loan, and an estimated 5,457 jobs supported. Its SBA lending concentrates in Illinois and the Construction sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
1,014
Total volume
$306.1M
Average loan size
$302K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
5,457
Programs
7(a)
Where CenTrust Bank, A Division of SmartBiz Bank National Association lends
Top states by funded SBA volume.
What CenTrust Bank, A Division of SmartBiz Bank National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 187 | $49.5M |
| Accommodation and Food Services | 86 | $34.2M |
| Manufacturing | 71 | $34.2M |
| Professional and Technical Services | 162 | $33.6M |
| Other Services | 100 | $33.5M |
| Retail Trade | 82 | $26.7M |
CenTrust Bank, A Division of SmartBiz Bank National Association SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 30 | $35.9M |
| 2021 | 21 | $14.1M |
| 2022 | 23 | $31.2M |
| 2023 | 14 | $13.3M |
| 2024 | 16 | $22.4M |
| 2025 | 334 | $71.4M |
| 2026 | 576 | $117.9M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of CenTrust Bank, A Division of SmartBiz Bank National Association's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.