SBA lender profile
Clear Lake Bank & Trust Company
Clear Lake Bank & Trust Company appears in the public SBA loan data with 44 funded 7(a) loans totaling $11.9M, an average of $271K per loan, and an estimated 253 jobs supported. Its SBA lending concentrates in Iowa and the Other Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
44
Total volume
$11.9M
Average loan size
$271K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
253
Programs
7(a)
Where Clear Lake Bank & Trust Company lends
Top states by funded SBA volume.
What Clear Lake Bank & Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 6 | $2.8M |
| Administrative and Support | 5 | $2.3M |
| Manufacturing | 2 | $1.8M |
| Real Estate | 2 | $1.4M |
| Accommodation and Food Services | 6 | $835K |
| Retail Trade | 9 | $710K |
Clear Lake Bank & Trust Company SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 8 | $445K |
| 2021 | 12 | $4.9M |
| 2022 | 10 | $3.0M |
| 2023 | 5 | $753K |
| 2024 | 6 | $2.2M |
| 2025 | 3 | $695K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Clear Lake Bank & Trust Company's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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