SBA lender profile
Clear Lake Bank & Trust Company
Clear Lake Bank & Trust Company appears in the public SBA loan data with 160 funded 7(a) loans since FY2010, totaling $25.6M, an average of $160K per loan, and an estimated 678 jobs supported. Its SBA lending concentrates in Iowa and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 0.0%. 43.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 91
- Scale 50
- Activity 41
- Consistency 79
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Clear Lake Bank & Trust Company the right lender for you?
Lenders fund what they know. Clear Lake Bank & Trust Company's SBA lending concentrates in Iowa (151 loans) and Manufacturing (18 loans), at an average loan of $160K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Clear Lake Bank & Trust Company lends
Top states by funded SBA volume.
Metro areas where Clear Lake Bank & Trust Company funds
What Clear Lake Bank & Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 18 | $5.0M |
| Retail Trade | 27 | $3.8M |
| Other Services | 21 | $3.8M |
| Accommodation and Food Services | 23 | $2.8M |
| Administrative and Support | 15 | $2.6M |
| Construction | 19 | $1.7M |
Clear Lake Bank & Trust Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 18 | $3.3M |
| 2011 | 19 | $1.5M |
| 2012 | 10 | $1.5M |
| 2013 | 13 | $1.5M |
| 2014 | 24 | $3.0M |
| 2015 | 10 | $736K |
| 2016 | 9 | $1.3M |
| 2017 | 6 | $377K |
| 2018 | 3 | $313K |
| 2019 | 4 | $212K |
| 2020 | 8 | $445K |
| 2021 | 12 | $4.9M |
| 2022 | 10 | $3.0M |
| 2023 | 5 | $753K |
| 2024 | 6 | $2.2M |
| 2025 | 3 | $695K |
Related SBA lenders
Other lenders active in Iowa or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Clear Lake Bank & Trust Company: frequently asked questions
Does Clear Lake Bank & Trust Company offer SBA loans?
Yes. Clear Lake Bank & Trust Company appears in the public SBA data with 160 funded SBA 7(a) loans totaling $25.6M.
How many SBA loans has Clear Lake Bank & Trust Company made?
Clear Lake Bank & Trust Company is associated with 160 SBA 7(a) loans totaling $25.6M in the public SBA data (as of 2026-03-31).
What is Clear Lake Bank & Trust Company's SBA charge-off rate?
About 0.0% of Clear Lake Bank & Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Clear Lake Bank & Trust Company do most of its SBA lending?
Clear Lake Bank & Trust Company's SBA lending in the data is most concentrated in Iowa, and by industry in Manufacturing.
Is Clear Lake Bank & Trust Company an SBA Preferred Lender (PLP)?
The loan record shows Clear Lake Bank & Trust Company operating under PLP delegated authority: 69 of its 7(a) loans (43.1%) were processed through the Preferred Lenders Program, including 6 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Clear Lake Bank & Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/clear-lake-bank-trust-company/
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