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SBA lender profile

Commercial Banking Company

Commercial Banking Company appears in the public SBA loan data with 22 funded 7(a) loans since FY2010, totaling $6.6M, an average of $299K per loan, and an estimated 293 jobs supported. Its SBA lending concentrates in Georgia and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 75
Scale 6
Activity 29
Consistency 58

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
22
Since FY2010
Total volume
$6.6M
Average loan size
$299K
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
293
Programs
7(a)

Is Commercial Banking Company the right lender for you?

Lenders fund what they know. Commercial Banking Company's SBA lending concentrates in Georgia (20 loans) and Accommodation and Food Services (8 loans), at an average loan of $299K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$409M
Headquarters
Valdosta, GA
FDIC cert
#16246
Status
Active

Where Commercial Banking Company lends

Top states by funded SBA volume.

StateLoansTotal volume
Georgia 20 $5.7M
Florida 2 $876K

Metro areas where Commercial Banking Company funds

What Commercial Banking Company funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 8 $2.5M
Retail Trade 6 $2.3M
Other Services 3 $655K
Real Estate 1 $404K
Manufacturing 1 $300K
Construction 1 $218K

Commercial Banking Company SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20111$309K
20162$429K
20174$1.1M
20181$324K
20192$352K
20202$834K
20213$1.7M
20221$100K
20234$1.1M
20252$317K

Related SBA lenders

Other lenders active in Georgia or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Commercial Banking Company: frequently asked questions

Does Commercial Banking Company offer SBA loans?

Yes. Commercial Banking Company appears in the public SBA data with 22 funded SBA 7(a) loans totaling $6.6M.

How many SBA loans has Commercial Banking Company made?

Commercial Banking Company is associated with 22 SBA 7(a) loans totaling $6.6M in the public SBA data (as of 2026-03-31).

What is Commercial Banking Company's SBA charge-off rate?

About 0.0% of Commercial Banking Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Commercial Banking Company do most of its SBA lending?

Commercial Banking Company's SBA lending in the data is most concentrated in Georgia, and by industry in Accommodation and Food Services.

For Commercial Banking Company

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Commercial Banking Company's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Commercial Banking Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/commercial-banking-company/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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