Independent reference built on public SBA FOIA loan data. Not affiliated with the U.S. Small Business Administration.

SBA Loan Index

SBA lender profile

Commercial Banking Company

Commercial Banking Company appears in the public SBA loan data with 12 funded 7(a) loans totaling $4.1M, an average of $340K per loan, and an estimated 186 jobs supported. Its SBA lending concentrates in Georgia and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31

Funded loans
12
Total volume
$4.1M
Average loan size
$340K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
186
Programs
7(a)

Bank profile

via FDIC
Total assets
$409M
Headquarters
Valdosta, GA
FDIC cert
#16246
Status
Active

Where Commercial Banking Company lends

Top states by funded SBA volume.

StateLoansTotal volume
Georgia 10 $3.2M
Florida 2 $876K

What Commercial Banking Company funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 5 $1.8M
Retail Trade 2 $1.3M
Real Estate 1 $404K
Construction 1 $218K
Health Care and Social Assistance 2 $200K
Other Services 1 $129K

Commercial Banking Company SBA lending by year

Fiscal yearLoansTotal volume
20202$834K
20213$1.7M
20221$100K
20234$1.1M
20252$317K
Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Commercial Banking Company's funded loans marked charged off across all of its loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.

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