SBA lender profile
Community Bank of Pickens County
Community Bank of Pickens County appears in the public SBA loan data with 226 funded 7(a) loans since FY2010, totaling $295.0M, an average of $1.3M per loan, and an estimated 4,375 jobs supported. Its SBA lending concentrates in Georgia and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 3.1%. 23.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 72
- Scale 79
- Activity 79
- Consistency 84
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Community Bank of Pickens County the right lender for you?
Lenders fund what they know. Community Bank of Pickens County's SBA lending concentrates in Georgia (211 loans) and Retail Trade (30 loans), at an average loan of $1.3M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $639M
- Headquarters
- Jasper, GA
- FDIC cert
- #35513
- Status
- Active
Where Community Bank of Pickens County lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 211 | $269.2M |
| North Carolina | 3 | $9.2M |
| Alabama | 2 | $7.0M |
| Florida | 5 | $5.3M |
| Tennessee | 5 | $4.3M |
Metro areas where Community Bank of Pickens County funds
What Community Bank of Pickens County funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 30 | $57.0M |
| Other Services | 31 | $42.8M |
| Health Care and Social Assistance | 24 | $35.3M |
| Accommodation and Food Services | 31 | $34.7M |
| Agriculture, Forestry, Fishing | 32 | $31.0M |
| Manufacturing | 15 | $22.9M |
Community Bank of Pickens County SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $5.1M |
| 2011 | 7 | $7.7M |
| 2012 | 20 | $30.4M |
| 2013 | 31 | $41.4M |
| 2014 | 12 | $9.6M |
| 2015 | 13 | $10.6M |
| 2016 | 18 | $38.9M |
| 2017 | 17 | $26.6M |
| 2018 | 13 | $8.4M |
| 2019 | 9 | $5.5M |
| 2020 | 14 | $19.9M |
| 2021 | 25 | $33.6M |
| 2022 | 10 | $10.9M |
| 2023 | 17 | $24.1M |
| 2024 | 7 | $8.6M |
| 2025 | 6 | $8.7M |
| 2026 | 1 | $5.0M |
Related SBA lenders
Other lenders active in Georgia or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Community Bank of Pickens County: frequently asked questions
Does Community Bank of Pickens County offer SBA loans?
Yes. Community Bank of Pickens County appears in the public SBA data with 226 funded SBA 7(a) loans totaling $295.0M.
How many SBA loans has Community Bank of Pickens County made?
Community Bank of Pickens County is associated with 226 SBA 7(a) loans totaling $295.0M in the public SBA data (as of 2026-03-31).
What is Community Bank of Pickens County's SBA charge-off rate?
About 3.1% of Community Bank of Pickens County's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Community Bank of Pickens County do most of its SBA lending?
Community Bank of Pickens County's SBA lending in the data is most concentrated in Georgia, and by industry in Retail Trade.
Is Community Bank of Pickens County an SBA Preferred Lender (PLP)?
The loan record shows Community Bank of Pickens County operating under PLP delegated authority: 52 of its 7(a) loans (23.0%) were processed through the Preferred Lenders Program, including 13 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Community Bank of Pickens County SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/community-bank-of-pickens-county/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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