SBA lender profile
Consumers National Bank
Consumers National Bank appears in the public SBA loan data with 164 funded 7(a) loans totaling $45.9M, an average of $280K per loan, and an estimated 2,428 jobs supported. Its SBA lending concentrates in Ohio and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.6%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
164
Total volume
$45.9M
Average loan size
$280K
Charge-off rate
0.6%
Share of funded loans charged off
Jobs supported (reported)
2,428
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.2B
- Headquarters
- Minerva, OH
- FDIC cert
- #19482
- Status
- Active
Where Consumers National Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Ohio | 162 | $44.3M |
| Pennsylvania | 2 | $1.6M |
What Consumers National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 29 | $15.3M |
| Construction | 31 | $7.2M |
| Accommodation and Food Services | 20 | $6.3M |
| Transportation and Warehousing | 16 | $3.5M |
| Other Services | 13 | $3.0M |
| Administrative and Support | 12 | $2.3M |
Consumers National Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 25 | $6.0M |
| 2021 | 48 | $19.9M |
| 2022 | 20 | $5.5M |
| 2023 | 17 | $2.6M |
| 2024 | 18 | $3.0M |
| 2025 | 28 | $8.4M |
| 2026 | 8 | $660K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Consumers National Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.