SBA lender profile
Consumers National Bank
Consumers National Bank appears in the public SBA loan data with 319 funded 7(a) loans since FY2010, totaling $82.4M, an average of $258K per loan, and an estimated 4,812 jobs supported. Its SBA lending concentrates in Ohio and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 0.6%. 45.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 89
- Scale 71
- Activity 64
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Consumers National Bank the right lender for you?
Lenders fund what they know. Consumers National Bank's SBA lending concentrates in Ohio (316 loans) and Manufacturing (71 loans), at an average loan of $258K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.2B
- Headquarters
- Minerva, OH
- FDIC cert
- #19482
- Status
- Active
Where Consumers National Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Ohio | 316 | $80.6M |
| Pennsylvania | 2 | $1.6M |
| Michigan | 1 | $175K |
Metro areas where Consumers National Bank funds
What Consumers National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 71 | $28.9M |
| Accommodation and Food Services | 33 | $9.2M |
| Construction | 42 | $8.6M |
| Transportation and Warehousing | 22 | $7.3M |
| Retail Trade | 41 | $6.3M |
| Health Care and Social Assistance | 15 | $4.6M |
Consumers National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 7 | $2.1M |
| 2011 | 13 | $4.6M |
| 2012 | 12 | $1.9M |
| 2013 | 3 | $2.5M |
| 2014 | 11 | $2.1M |
| 2015 | 17 | $5.2M |
| 2016 | 20 | $4.7M |
| 2017 | 26 | $7.0M |
| 2018 | 26 | $3.4M |
| 2019 | 20 | $2.9M |
| 2020 | 25 | $6.0M |
| 2021 | 48 | $19.9M |
| 2022 | 20 | $5.5M |
| 2023 | 17 | $2.6M |
| 2024 | 18 | $3.0M |
| 2025 | 28 | $8.4M |
| 2026 | 8 | $660K |
Related SBA lenders
Other lenders active in Ohio or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Consumers National Bank: frequently asked questions
Does Consumers National Bank offer SBA loans?
Yes. Consumers National Bank appears in the public SBA data with 319 funded SBA 7(a) loans totaling $82.4M.
How many SBA loans has Consumers National Bank made?
Consumers National Bank is associated with 319 SBA 7(a) loans totaling $82.4M in the public SBA data (as of 2026-03-31).
What is Consumers National Bank's SBA charge-off rate?
About 0.6% of Consumers National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Consumers National Bank do most of its SBA lending?
Consumers National Bank's SBA lending in the data is most concentrated in Ohio, and by industry in Manufacturing.
Is Consumers National Bank an SBA Preferred Lender (PLP)?
The loan record shows Consumers National Bank operating under PLP delegated authority: 145 of its 7(a) loans (45.5%) were processed through the Preferred Lenders Program, including 23 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Consumers National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/consumers-national-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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