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SBA lender profile

Dayspring Bank

Dayspring Bank appears in the public SBA loan data with 86 funded 7(a) loans since FY2010, totaling $25.0M, an average of $291K per loan, and an estimated 1,885 jobs supported. Its SBA lending concentrates in Nebraska and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 9.3%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 48
Scale 43
Activity 39
Consistency 80

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
86
Since FY2010
Total volume
$25.0M
Average loan size
$291K
7(a) charge-off rate
9.3%
Share of 7(a) loans charged off
Jobs supported (reported)
1,885
Programs
7(a)

Is Dayspring Bank the right lender for you?

Lenders fund what they know. Dayspring Bank's SBA lending concentrates in Nebraska (81 loans) and Accommodation and Food Services (20 loans), at an average loan of $291K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$1.2B
Headquarters
Gothenburg, NE
FDIC cert
#13622
Status
Active

Where Dayspring Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Nebraska 81 $22.1M
California 1 $2.0M
North Carolina 1 $500K
Colorado 1 $150K
Georgia 1 $120K
Kansas 1 $78K

Metro areas where Dayspring Bank funds

What Dayspring Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 20 $6.5M
Agriculture, Forestry, Fishing 10 $3.9M
Wholesale Trade 5 $3.1M
Construction 6 $2.8M
Retail Trade 8 $1.5M
Other Services 9 $1.3M

Dayspring Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201010$4.5M
201110$3.3M
20128$2.5M
20135$1.1M
20148$865K
20154$815K
20169$1.4M
20174$453K
20185$750K
20195$2.3M
20202$390K
20215$1.9M
20225$1.4M
20234$2.7M
20251$500K
20261$191K

Related SBA lenders

Other lenders active in Nebraska or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Dayspring Bank: frequently asked questions

Does Dayspring Bank offer SBA loans?

Yes. Dayspring Bank appears in the public SBA data with 86 funded SBA 7(a) loans totaling $25.0M.

How many SBA loans has Dayspring Bank made?

Dayspring Bank is associated with 86 SBA 7(a) loans totaling $25.0M in the public SBA data (as of 2026-03-31).

What is Dayspring Bank's SBA charge-off rate?

About 9.3% of Dayspring Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Dayspring Bank do most of its SBA lending?

Dayspring Bank's SBA lending in the data is most concentrated in Nebraska, and by industry in Accommodation and Food Services.

For Dayspring Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Dayspring Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Dayspring Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/dayspring-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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