SBA lender profile
Dayspring Bank
Dayspring Bank appears in the public SBA loan data with 18 funded 7(a) loans totaling $7.1M, an average of $392K per loan, and an estimated 107 jobs supported. Its SBA lending concentrates in Nebraska and the Wholesale Trade sector. Across all of its loans in the data, its charge-off rate is 5.6%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
18
Total volume
$7.1M
Average loan size
$392K
Charge-off rate
5.6%
Share of funded loans charged off
Jobs supported (reported)
107
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.2B
- Headquarters
- Gothenburg, NE
- FDIC cert
- #13622
- Status
- Active
Where Dayspring Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Nebraska | 14 | $4.3M |
| California | 1 | $2.0M |
| North Carolina | 1 | $500K |
| Colorado | 1 | $150K |
| Georgia | 1 | $120K |
What Dayspring Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 1 | $2.0M |
| Agriculture, Forestry, Fishing | 4 | $1.5M |
| Retail Trade | 2 | $932K |
| Information | 1 | $500K |
| Real Estate | 1 | $395K |
| Accommodation and Food Services | 1 | $350K |
Dayspring Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 2 | $390K |
| 2021 | 5 | $1.9M |
| 2022 | 5 | $1.4M |
| 2023 | 4 | $2.7M |
| 2025 | 1 | $500K |
| 2026 | 1 | $191K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Dayspring Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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