SBA lender profile
First Financial Bank, National Association
First Financial Bank, National Association appears in the public SBA loan data with 63 funded 7(a) loans totaling $27.1M, an average of $429K per loan, and an estimated 528 jobs supported. Its SBA lending concentrates in Kentucky and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 1.6%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
63
Total volume
$27.1M
Average loan size
$429K
Charge-off rate
1.6%
Share of funded loans charged off
Jobs supported (reported)
528
Programs
7(a)
Bank profile
via FDIC- Total assets
- $226M
- Headquarters
- Eastland, TX
- FDIC cert
- #14861
- Status
- Inactive
Where First Financial Bank, National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Kentucky | 33 | $11.6M |
| Tennessee | 6 | $7.4M |
| Indiana | 19 | $6.8M |
| Illinois | 4 | $939K |
| North Carolina | 1 | $304K |
What First Financial Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 8 | $4.9M |
| Construction | 7 | $4.5M |
| Other Services | 8 | $4.4M |
| Retail Trade | 11 | $4.3M |
| Accommodation and Food Services | 7 | $2.7M |
| Transportation and Warehousing | 5 | $2.5M |
First Financial Bank, National Association SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 18 | $9.1M |
| 2021 | 15 | $6.8M |
| 2022 | 9 | $5.4M |
| 2023 | 2 | $540K |
| 2024 | 10 | $2.5M |
| 2025 | 7 | $2.5M |
| 2026 | 2 | $261K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First Financial Bank, National Association's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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