SBA lender profile
First Heritage Federal Credit Union
First Heritage Federal Credit Union appears in the public SBA loan data with 45 funded 7(a) loans totaling $10.1M, an average of $224K per loan, and an estimated 230 jobs supported. Its SBA lending concentrates in New York and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
45
Total volume
$10.1M
Average loan size
$224K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
230
Programs
7(a)
Where First Heritage Federal Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 34 | $7.5M |
| Pennsylvania | 11 | $2.6M |
What First Heritage Federal Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 16 | $2.9M |
| Retail Trade | 4 | $1.7M |
| Other Services | 6 | $1.2M |
| Administrative and Support | 5 | $1.0M |
| Arts, Entertainment, Recreation | 4 | $934K |
| Construction | 2 | $811K |
First Heritage Federal Credit Union SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 4 | $535K |
| 2021 | 2 | $219K |
| 2022 | 7 | $946K |
| 2023 | 5 | $1.5M |
| 2024 | 13 | $2.1M |
| 2025 | 9 | $3.1M |
| 2026 | 5 | $1.7M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First Heritage Federal Credit Union's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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