SBA lending by metro area
SBA lenders in Corning, NY
Which lenders fund Corning-area businesses, how much, and how the market compares with New York: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Corning area
Ranked by SBA volume funded to businesses located in the Corning micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Five Star Bank | 202 | $13.5M | $67K | 2.48% |
| 2 | Live Oak Banking Company | 8 | $12.5M | $1.6M | not reported |
| 3 | Manufacturers and Traders Trust Company | 37 | $8.2M | $222K | 2.70% |
| 4 | Citizens & Northern Bank | 14 | $5.0M | $359K | not reported |
| 5 | Community Bank, National Association | 48 | $4.8M | $100K | 6.25% |
| 6 | Corning FCU | 54 | $4.8M | $88K | 3.70% |
| 7 | The Lyons National Bank | 8 | $4.2M | $525K | not reported |
| 8 | First Heritage Federal Credit Union | 18 | $4.1M | $229K | not reported |
| 9 | Newtek Small Business Finance, Inc. | 5 | $3.4M | $682K | not reported |
| 10 | Chemung Canal Trust Company | 9 | $1.2M | $136K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
Ready to talk to Corning-area SBA lenders?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
How Corning compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Corning area | $55K ▼ 45.5% | 0.7% ▼ 5.6 pts |
| New York | $100K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Corning
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 87 | $25.9M |
| Other Services | 54 | $17.1M |
| Retail Trade | 61 | $11.0M |
| Manufacturing | 41 | $9.3M |
| Construction | 65 | $6.9M |
| Transportation and Warehousing | 50 | $6.4M |
| Mining and Extraction | 8 | $3.8M |
| Agriculture, Forestry, Fishing | 14 | $3.5M |
SBA lending in Corning by year
Geography, precisely
"Corning area" here means the Corning, NY micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Steuben County, NY. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.