SBA lender profile
First Mid Bank & Trust, National Association
First Mid Bank & Trust, National Association appears in the public SBA loan data with 758 funded 7(a) loans since FY2010, totaling $251.6M, an average of $332K per loan, and an estimated 7,913 jobs supported. Its SBA lending concentrates in Illinois and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 3.6%. 13.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 69
- Scale 85
- Activity 76
- Consistency 90
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Mid Bank & Trust, National Association the right lender for you?
Lenders fund what they know. First Mid Bank & Trust, National Association's SBA lending concentrates in Illinois (647 loans) and Retail Trade (109 loans), at an average loan of $332K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $8.2B
- Headquarters
- Mattoon, IL
- FDIC cert
- #3705
- Status
- Active
Where First Mid Bank & Trust, National Association lends
Top states by funded SBA volume.
Metro areas where First Mid Bank & Trust, National Association funds
What First Mid Bank & Trust, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 109 | $42.6M |
| Accommodation and Food Services | 108 | $34.6M |
| Manufacturing | 69 | $34.6M |
| Health Care and Social Assistance | 55 | $23.7M |
| Construction | 75 | $22.1M |
| Transportation and Warehousing | 75 | $16.1M |
First Mid Bank & Trust, National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 38 | $14.8M |
| 2011 | 54 | $15.0M |
| 2012 | 41 | $18.7M |
| 2013 | 41 | $14.4M |
| 2014 | 87 | $22.4M |
| 2015 | 103 | $24.2M |
| 2016 | 89 | $14.7M |
| 2017 | 38 | $10.4M |
| 2018 | 45 | $22.5M |
| 2019 | 24 | $6.8M |
| 2020 | 39 | $17.0M |
| 2021 | 64 | $22.9M |
| 2022 | 34 | $16.3M |
| 2023 | 22 | $12.5M |
| 2024 | 24 | $9.4M |
| 2025 | 12 | $9.4M |
| 2026 | 3 | $294K |
Related SBA lenders
Other lenders active in Illinois or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
First Mid Bank & Trust, National Association: frequently asked questions
Does First Mid Bank & Trust, National Association offer SBA loans?
Yes. First Mid Bank & Trust, National Association appears in the public SBA data with 758 funded SBA 7(a) loans totaling $251.6M.
How many SBA loans has First Mid Bank & Trust, National Association made?
First Mid Bank & Trust, National Association is associated with 758 SBA 7(a) loans totaling $251.6M in the public SBA data (as of 2026-03-31).
What is First Mid Bank & Trust, National Association's SBA charge-off rate?
About 3.6% of First Mid Bank & Trust, National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Mid Bank & Trust, National Association do most of its SBA lending?
First Mid Bank & Trust, National Association's SBA lending in the data is most concentrated in Illinois, and by industry in Retail Trade.
Is First Mid Bank & Trust, National Association an SBA Preferred Lender (PLP)?
The loan record shows First Mid Bank & Trust, National Association operating under PLP delegated authority: 102 of its 7(a) loans (13.5%) were processed through the Preferred Lenders Program, including 29 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Mid Bank & Trust, National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-mid-bank-trust-national-association/
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