SBA lender profile
First National Bank of Scotia
First National Bank of Scotia appears in the public SBA loan data with 15 funded 7(a) loans since FY2010, totaling $3.4M, an average of $230K per loan, and an estimated 178 jobs supported. Its SBA lending concentrates in New York and the Accommodation and Food Services sector. With only 15 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record. 6.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is First National Bank of Scotia the right lender for you?
First National Bank of Scotia appears in the SBA record with 15 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where First National Bank of Scotia lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 15 | $3.4M |
What First National Bank of Scotia funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 1 | $1.9M |
| Manufacturing | 5 | $597K |
| Construction | 2 | $260K |
| Real Estate | 1 | $180K |
| Other Services | 1 | $170K |
| Professional and Technical Services | 1 | $120K |
First National Bank of Scotia SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 7 | $2.3M |
| 2012 | 3 | $341K |
| 2013 | 1 | $180K |
| 2015 | 1 | $100K |
| 2017 | 3 | $525K |
Related SBA lenders
Other lenders active in New York or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
First National Bank of Scotia: frequently asked questions
Does First National Bank of Scotia offer SBA loans?
Yes. First National Bank of Scotia appears in the public SBA data with 15 funded SBA 7(a) loans totaling $3.4M.
How many SBA loans has First National Bank of Scotia made?
First National Bank of Scotia is associated with 15 SBA 7(a) loans totaling $3.4M in the public SBA data (as of 2026-03-31).
What is First National Bank of Scotia's SBA charge-off rate?
First National Bank of Scotia appears with only 15 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does First National Bank of Scotia do most of its SBA lending?
First National Bank of Scotia's SBA lending in the data is most concentrated in New York, and by industry in Accommodation and Food Services.
Is First National Bank of Scotia an SBA Preferred Lender (PLP)?
The loan record shows First National Bank of Scotia operating under PLP delegated authority: 1 of its 7(a) loans (6.7%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First National Bank of Scotia SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-national-bank-of-scotia/
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