SBA lender profile
First State Bank of St Charles, Missouri
First State Bank of St Charles, Missouri appears in the public SBA loan data with 25 funded 7(a) loans since FY2010, totaling $9.0M, an average of $359K per loan, and an estimated 363 jobs supported. Its SBA lending concentrates in Missouri and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 20.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 38
- Scale 10
- Activity 0
- Consistency 45
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First State Bank of St Charles, Missouri the right lender for you?
Lenders fund what they know. First State Bank of St Charles, Missouri's SBA lending concentrates in Missouri (20 loans) and Health Care and Social Assistance (6 loans), at an average loan of $359K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where First State Bank of St Charles, Missouri lends
Top states by funded SBA volume.
What First State Bank of St Charles, Missouri funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 6 | $3.6M |
| Real Estate | 3 | $1.7M |
| Construction | 1 | $1.1M |
| Accommodation and Food Services | 5 | $983K |
| Professional and Technical Services | 5 | $750K |
| Other Services | 2 | $500K |
First State Bank of St Charles, Missouri SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 2 | $394K |
| 2012 | 7 | $2.9M |
| 2013 | 3 | $2.0M |
| 2014 | 2 | $540K |
| 2015 | 3 | $727K |
| 2016 | 8 | $2.3M |
Related SBA lenders
Other lenders active in Missouri or in Health Care and Social Assistance.
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First State Bank of St Charles, Missouri: frequently asked questions
Does First State Bank of St Charles, Missouri offer SBA loans?
Yes. First State Bank of St Charles, Missouri appears in the public SBA data with 25 funded SBA 7(a) loans totaling $9.0M.
How many SBA loans has First State Bank of St Charles, Missouri made?
First State Bank of St Charles, Missouri is associated with 25 SBA 7(a) loans totaling $9.0M in the public SBA data (as of 2026-03-31).
What is First State Bank of St Charles, Missouri's SBA charge-off rate?
About 20.0% of First State Bank of St Charles, Missouri's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First State Bank of St Charles, Missouri do most of its SBA lending?
First State Bank of St Charles, Missouri's SBA lending in the data is most concentrated in Missouri, and by industry in Health Care and Social Assistance.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First State Bank of St Charles, Missouri SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-state-bank-of-st-charles-missouri/
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