SBA lender profile
First US Bank
First US Bank appears in the public SBA loan data with 23 funded 7(a) loans since FY2010, totaling $31.5M, an average of $1.4M per loan, and an estimated 407 jobs supported. Its SBA lending concentrates in Tennessee and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 75
- Scale 27
- Activity 19
- Consistency 58
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First US Bank the right lender for you?
Lenders fund what they know. First US Bank's SBA lending concentrates in Tennessee (16 loans) and Accommodation and Food Services (4 loans), at an average loan of $1.4M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.2B
- Headquarters
- Birmingham, AL
- FDIC cert
- #17077
- Status
- Active
Where First US Bank lends
Top states by funded SBA volume.
Metro areas where First US Bank funds
What First US Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 4 | $10.2M |
| Wholesale Trade | 4 | $6.8M |
| Transportation and Warehousing | 1 | $3.8M |
| Construction | 3 | $3.7M |
| Other Services | 2 | $2.0M |
| Retail Trade | 2 | $1.3M |
First US Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $1.1M |
| 2011 | 2 | $5.3M |
| 2013 | 1 | $1.6M |
| 2014 | 4 | $7.2M |
| 2016 | 3 | $3.5M |
| 2017 | 4 | $4.8M |
| 2018 | 5 | $6.4M |
| 2019 | 1 | $800K |
| 2021 | 1 | $277K |
| 2025 | 1 | $499K |
Related SBA lenders
Other lenders active in Tennessee or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
First US Bank: frequently asked questions
Does First US Bank offer SBA loans?
Yes. First US Bank appears in the public SBA data with 23 funded SBA 7(a) loans totaling $31.5M.
How many SBA loans has First US Bank made?
First US Bank is associated with 23 SBA 7(a) loans totaling $31.5M in the public SBA data (as of 2026-03-31).
What is First US Bank's SBA charge-off rate?
About 0.0% of First US Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First US Bank do most of its SBA lending?
First US Bank's SBA lending in the data is most concentrated in Tennessee, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First US Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-us-bank/
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