SBA lender profile
Four States Bank, Inc.
Four States Bank, Inc. appears in the public SBA loan data with 38 funded 7(a) loans since FY2010, totaling $18.5M, an average of $487K per loan, and an estimated 416 jobs supported. Its SBA lending concentrates in Missouri and the Other Services sector. Across its 7(a) loans, the charge-off rate is 0.0%. 50.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 78
- Scale 26
- Activity 56
- Consistency 7
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Four States Bank, Inc. the right lender for you?
Lenders fund what they know. Four States Bank, Inc.'s SBA lending concentrates in Missouri (35 loans) and Other Services (4 loans), at an average loan of $487K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Four States Bank, Inc. lends
Top states by funded SBA volume.
Metro areas where Four States Bank, Inc. funds
What Four States Bank, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 4 | $4.6M |
| Manufacturing | 4 | $2.3M |
| Construction | 4 | $2.1M |
| Finance and Insurance | 3 | $2.1M |
| Accommodation and Food Services | 5 | $2.0M |
| Arts, Entertainment, Recreation | 5 | $1.6M |
Four States Bank, Inc. SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2025 | 20 | $8.6M |
| 2026 | 18 | $9.9M |
Related SBA lenders
Other lenders active in Missouri or in Other Services.
Comparing lenders? See how to choose an SBA lender by track record.
Four States Bank, Inc.: frequently asked questions
Does Four States Bank, Inc. offer SBA loans?
Yes. Four States Bank, Inc. appears in the public SBA data with 38 funded SBA 7(a) loans totaling $18.5M.
How many SBA loans has Four States Bank, Inc. made?
Four States Bank, Inc. is associated with 38 SBA 7(a) loans totaling $18.5M in the public SBA data (as of 2026-03-31).
What is Four States Bank, Inc.'s SBA charge-off rate?
About 0.0% of Four States Bank, Inc.'s 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Four States Bank, Inc. do most of its SBA lending?
Four States Bank, Inc.'s SBA lending in the data is most concentrated in Missouri, and by industry in Other Services.
Is Four States Bank, Inc. an SBA Preferred Lender (PLP)?
The loan record shows Four States Bank, Inc. operating under PLP delegated authority: 19 of its 7(a) loans (50.0%) were processed through the Preferred Lenders Program, including 19 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Four States Bank, Inc. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/four-states-bank-inc/
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