SBA lender profile
Genesee Regional Bank
Genesee Regional Bank appears in the public SBA loan data with 433 funded 7(a) loans since FY2010, totaling $139.9M, an average of $323K per loan, and an estimated 5,586 jobs supported. Its SBA lending concentrates in New York and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 0.9%. 16.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 88
- Scale 78
- Activity 76
- Consistency 84
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Genesee Regional Bank the right lender for you?
Lenders fund what they know. Genesee Regional Bank's SBA lending concentrates in New York (428 loans) and Manufacturing (79 loans), at an average loan of $323K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.3B
- Headquarters
- Rochester, NY
- FDIC cert
- #26333
- Status
- Active
Where Genesee Regional Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 428 | $137.6M |
| Pennsylvania | 2 | $1.3M |
| North Carolina | 1 | $625K |
| Florida | 1 | $300K |
| Massachusetts | 1 | $125K |
Metro areas where Genesee Regional Bank funds
What Genesee Regional Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 79 | $39.4M |
| Professional and Technical Services | 68 | $19.8M |
| Accommodation and Food Services | 38 | $14.6M |
| Construction | 48 | $9.5M |
| Retail Trade | 26 | $9.5M |
| Health Care and Social Assistance | 46 | $8.9M |
Genesee Regional Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 22 | $5.3M |
| 2011 | 18 | $3.6M |
| 2012 | 24 | $6.3M |
| 2013 | 12 | $4.3M |
| 2014 | 23 | $2.8M |
| 2015 | 33 | $2.8M |
| 2016 | 24 | $7.1M |
| 2017 | 36 | $6.0M |
| 2018 | 36 | $12.8M |
| 2019 | 16 | $4.9M |
| 2020 | 45 | $19.4M |
| 2021 | 38 | $20.4M |
| 2022 | 29 | $10.7M |
| 2023 | 22 | $4.6M |
| 2024 | 23 | $13.8M |
| 2025 | 24 | $12.1M |
| 2026 | 8 | $2.8M |
Related SBA lenders
Other lenders active in New York or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Genesee Regional Bank: frequently asked questions
Does Genesee Regional Bank offer SBA loans?
Yes. Genesee Regional Bank appears in the public SBA data with 433 funded SBA 7(a) loans totaling $139.9M.
How many SBA loans has Genesee Regional Bank made?
Genesee Regional Bank is associated with 433 SBA 7(a) loans totaling $139.9M in the public SBA data (as of 2026-03-31).
What is Genesee Regional Bank's SBA charge-off rate?
About 0.9% of Genesee Regional Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Genesee Regional Bank do most of its SBA lending?
Genesee Regional Bank's SBA lending in the data is most concentrated in New York, and by industry in Manufacturing.
Is Genesee Regional Bank an SBA Preferred Lender (PLP)?
The loan record shows Genesee Regional Bank operating under PLP delegated authority: 71 of its 7(a) loans (16.4%) were processed through the Preferred Lenders Program, including 20 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Genesee Regional Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/genesee-regional-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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