SBA lending by metro area
SBA lenders in Batavia, NY
Which lenders fund Batavia-area businesses, how much, and how the market compares with New York: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Batavia area
Ranked by SBA volume funded to businesses located in the Batavia micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Empire State Certified Development Corporation | 17 | $12.5M | $735K | not reported |
| 2 | Tompkins Community Bank | 81 | $8.5M | $104K | 2.47% |
| 3 | Manufacturers and Traders Trust Company | 80 | $7.0M | $87K | 7.50% |
| 4 | Five Star Bank | 90 | $7.0M | $77K | 2.22% |
| 5 | Genesee Regional Bank | 5 | $2.6M | $517K | not reported |
| 6 | KeyBank National Association | 18 | $1.4M | $78K | not reported |
| 7 | ESL FCU | 28 | $1.3M | $48K | 0.00% |
| 8 | Citizens Bank, National Association | 5 | $595K | $119K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Batavia compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Batavia area | $50K ▼ 50.0% | 5.1% ▼ 1.2 pts |
| New York | $100K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Batavia
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 41 | $16.7M |
| Other Services | 47 | $7.2M |
| Retail Trade | 49 | $6.9M |
| Transportation and Warehousing | 21 | $6.7M |
| Construction | 57 | $4.4M |
| Wholesale Trade | 25 | $4.4M |
| Manufacturing | 26 | $3.7M |
| Professional and Technical Services | 10 | $2.8M |
SBA lending in Batavia by year
Geography, precisely
"Batavia area" here means the Batavia, NY micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Genesee County, NY. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.