SBA lender profile
Grand Ridge National Bank
Grand Ridge National Bank appears in the public SBA loan data with 51 funded 7(a) loans since FY2010, totaling $35.7M, an average of $699K per loan, and an estimated 1,094 jobs supported. Its SBA lending concentrates in Illinois and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 2.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 74
- Scale 40
- Activity 36
- Consistency 65
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Grand Ridge National Bank the right lender for you?
Lenders fund what they know. Grand Ridge National Bank's SBA lending concentrates in Illinois (49 loans) and Manufacturing (5 loans), at an average loan of $699K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $427M
- Headquarters
- Wheaton, IL
- FDIC cert
- #3674
- Status
- Active
Where Grand Ridge National Bank lends
Top states by funded SBA volume.
What Grand Ridge National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 5 | $5.7M |
| Accommodation and Food Services | 12 | $5.2M |
| Real Estate | 3 | $4.9M |
| Professional and Technical Services | 4 | $4.3M |
| Construction | 6 | $3.7M |
| Administrative and Support | 2 | $3.6M |
Grand Ridge National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2014 | 5 | $1.3M |
| 2015 | 3 | $2.4M |
| 2016 | 1 | $450K |
| 2017 | 3 | $2.6M |
| 2018 | 6 | $4.4M |
| 2019 | 13 | $7.0M |
| 2020 | 1 | $3.1M |
| 2021 | 6 | $6.4M |
| 2022 | 7 | $5.2M |
| 2023 | 3 | $938K |
| 2024 | 2 | $1.4M |
| 2025 | 1 | $292K |
Related SBA lenders
Other lenders active in Illinois or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Grand Ridge National Bank: frequently asked questions
Does Grand Ridge National Bank offer SBA loans?
Yes. Grand Ridge National Bank appears in the public SBA data with 51 funded SBA 7(a) loans totaling $35.7M.
How many SBA loans has Grand Ridge National Bank made?
Grand Ridge National Bank is associated with 51 SBA 7(a) loans totaling $35.7M in the public SBA data (as of 2026-03-31).
What is Grand Ridge National Bank's SBA charge-off rate?
About 2.0% of Grand Ridge National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Grand Ridge National Bank do most of its SBA lending?
Grand Ridge National Bank's SBA lending in the data is most concentrated in Illinois, and by industry in Manufacturing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Grand Ridge National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/grand-ridge-national-bank/
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