SBA lender profile
Heartland Bank and Trust Company
Heartland Bank and Trust Company appears in the public SBA loan data with 44 funded 7(a) loans totaling $20.0M, an average of $455K per loan, and an estimated 367 jobs supported. Its SBA lending concentrates in Illinois and the Construction sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
44
Total volume
$20.0M
Average loan size
$455K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
367
Programs
7(a)
Bank profile
via FDIC- Total assets
- $6.8B
- Headquarters
- Bloomington, IL
- FDIC cert
- #20369
- Status
- Active
Where Heartland Bank and Trust Company lends
Top states by funded SBA volume.
What Heartland Bank and Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 5 | $4.4M |
| Retail Trade | 5 | $3.9M |
| Health Care and Social Assistance | 8 | $3.2M |
| Other Services | 4 | $2.8M |
| Administrative and Support | 8 | $1.6M |
| Accommodation and Food Services | 5 | $1.3M |
Heartland Bank and Trust Company SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 18 | $5.5M |
| 2021 | 17 | $10.6M |
| 2022 | 7 | $3.0M |
| 2023 | 1 | $573K |
| 2024 | 1 | $364K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Heartland Bank and Trust Company's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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