SBA lender profile
Heritage Family FCU
Heritage Family FCU appears in the public SBA loan data with 111 funded 7(a) loans since FY2010, totaling $11.9M, an average of $107K per loan, and an estimated 683 jobs supported. Its SBA lending concentrates in Vermont and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 4.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 64
- Scale 35
- Activity 42
- Consistency 78
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Heritage Family FCU the right lender for you?
Lenders fund what they know. Heritage Family FCU's SBA lending concentrates in Vermont (107 loans) and Accommodation and Food Services (29 loans), at an average loan of $107K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Heritage Family FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Vermont | 107 | $11.6M |
| New Hampshire | 3 | $151K |
| New York | 1 | $100K |
Metro areas where Heritage Family FCU funds
What Heritage Family FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 29 | $3.4M |
| Retail Trade | 14 | $1.9M |
| Construction | 14 | $1.4M |
| Other Services | 10 | $1.0M |
| Administrative and Support | 8 | $860K |
| Manufacturing | 5 | $774K |
Heritage Family FCU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 12 | $1.1M |
| 2011 | 11 | $1.1M |
| 2012 | 7 | $887K |
| 2013 | 5 | $508K |
| 2014 | 3 | $649K |
| 2016 | 3 | $121K |
| 2017 | 2 | $100K |
| 2018 | 3 | $97K |
| 2019 | 1 | $325K |
| 2020 | 4 | $115K |
| 2021 | 7 | $1.1M |
| 2022 | 16 | $1.7M |
| 2023 | 20 | $2.5M |
| 2024 | 6 | $674K |
| 2025 | 10 | $785K |
| 2026 | 1 | $85K |
Related SBA lenders
Other lenders active in Vermont or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Heritage Family FCU: frequently asked questions
Does Heritage Family FCU offer SBA loans?
Yes. Heritage Family FCU appears in the public SBA data with 111 funded SBA 7(a) loans totaling $11.9M.
How many SBA loans has Heritage Family FCU made?
Heritage Family FCU is associated with 111 SBA 7(a) loans totaling $11.9M in the public SBA data (as of 2026-03-31).
What is Heritage Family FCU's SBA charge-off rate?
About 4.5% of Heritage Family FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Heritage Family FCU do most of its SBA lending?
Heritage Family FCU's SBA lending in the data is most concentrated in Vermont, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Heritage Family FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/heritage-family-fcu/
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