SBA lender profile
Heritage Family FCU
Heritage Family FCU appears in the public SBA loan data with 64 funded 7(a) loans totaling $6.9M, an average of $108K per loan, and an estimated 423 jobs supported. Its SBA lending concentrates in Vermont and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 3.1%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
64
Total volume
$6.9M
Average loan size
$108K
Charge-off rate
3.1%
Share of funded loans charged off
Jobs supported (reported)
423
Programs
7(a)
Where Heritage Family FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Vermont | 61 | $6.7M |
| New Hampshire | 2 | $101K |
| New York | 1 | $100K |
What Heritage Family FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 17 | $2.0M |
| Other Services | 7 | $965K |
| Retail Trade | 8 | $933K |
| Administrative and Support | 5 | $776K |
| Manufacturing | 5 | $774K |
| Construction | 8 | $374K |
Heritage Family FCU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 4 | $115K |
| 2021 | 7 | $1.1M |
| 2022 | 16 | $1.7M |
| 2023 | 20 | $2.5M |
| 2024 | 6 | $674K |
| 2025 | 10 | $785K |
| 2026 | 1 | $85K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Heritage Family FCU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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