SBA lending by metro area
SBA lenders in Rutland, VT
Which lenders fund Rutland-area businesses, how much, and how the market compares with Vermont: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Rutland area
Ranked by SBA volume funded to businesses located in the Rutland micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Granite State Economic Development Corporation | 14 | $9.1M | $647K | not reported |
| 2 | Heritage Family FCU | 80 | $7.8M | $97K | 5.00% |
| 3 | Bar Harbor Bank & Trust | 27 | $6.1M | $226K | 3.70% |
| 4 | Beacon Bank and Trust | 65 | $5.3M | $81K | 6.15% |
| 5 | Manufacturers and Traders Trust Company | 14 | $3.1M | $224K | not reported |
| 6 | TD Bank, National Association | 28 | $2.0M | $73K | 7.14% |
| 7 | Vermont 504 Corporation | 7 | $994K | $142K | not reported |
| 8 | The Bank of Bennington | 13 | $801K | $62K | not reported |
| 9 | KeyBank National Association | 6 | $780K | $130K | not reported |
| 10 | EastRise Federal Credit Union | 13 | $712K | $55K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Rutland compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Rutland area | $70K ▼ 12.3% | 5.1% ▼ 4.0 pts |
| Vermont | $80K | 9.0% |
| United States | $179K | 11.2% |
What gets funded in Rutland
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 54 | $19.3M |
| Retail Trade | 38 | $9.6M |
| Construction | 46 | $6.4M |
| Wholesale Trade | 10 | $5.8M |
| Other Services | 31 | $4.7M |
| Manufacturing | 17 | $3.7M |
| Health Care and Social Assistance | 27 | $3.2M |
| Professional and Technical Services | 15 | $3.0M |
SBA lending in Rutland by year
Geography, precisely
"Rutland area" here means the Rutland, VT micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Rutland County, VT. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.