SBA lender profile
Home State Bank, National Association
Home State Bank, National Association appears in the public SBA loan data with 34 funded 7(a) loans since FY2010, totaling $3.6M, an average of $105K per loan, and an estimated 188 jobs supported. Its SBA lending concentrates in Illinois and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 70
- Scale 5
- Activity 16
- Consistency 62
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Home State Bank, National Association the right lender for you?
Lenders fund what they know. Home State Bank, National Association's SBA lending concentrates in Illinois (34 loans) and Accommodation and Food Services (5 loans), at an average loan of $105K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $778M
- Headquarters
- Crystal Lake, IL
- FDIC cert
- #12815
- Status
- Active
Where Home State Bank, National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Illinois | 34 | $3.6M |
What Home State Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 5 | $1.2M |
| Other Services | 8 | $594K |
| Manufacturing | 5 | $447K |
| Health Care and Social Assistance | 3 | $358K |
| Retail Trade | 3 | $314K |
| Educational Services | 4 | $250K |
Home State Bank, National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2015 | 1 | $40K |
| 2016 | 4 | $364K |
| 2017 | 4 | $431K |
| 2018 | 4 | $221K |
| 2019 | 10 | $915K |
| 2020 | 3 | $214K |
| 2021 | 2 | $175K |
| 2022 | 3 | $554K |
| 2023 | 1 | $112K |
| 2024 | 1 | $200K |
| 2026 | 1 | $350K |
Related SBA lenders
Other lenders active in Illinois or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Home State Bank, National Association: frequently asked questions
Does Home State Bank, National Association offer SBA loans?
Yes. Home State Bank, National Association appears in the public SBA data with 34 funded SBA 7(a) loans totaling $3.6M.
How many SBA loans has Home State Bank, National Association made?
Home State Bank, National Association is associated with 34 SBA 7(a) loans totaling $3.6M in the public SBA data (as of 2026-03-31).
What is Home State Bank, National Association's SBA charge-off rate?
About 2.9% of Home State Bank, National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Home State Bank, National Association do most of its SBA lending?
Home State Bank, National Association's SBA lending in the data is most concentrated in Illinois, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Home State Bank, National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/home-state-bank-national-association/
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