SBA lender profile
Home State Bank, National Association
Home State Bank, National Association appears in the public SBA loan data with 11 funded 7(a) loans totaling $1.6M, an average of $146K per loan, and an estimated 75 jobs supported. Its SBA lending concentrates in Illinois and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
11
Total volume
$1.6M
Average loan size
$146K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
75
Programs
7(a)
Bank profile
via FDIC- Total assets
- $778M
- Headquarters
- Crystal Lake, IL
- FDIC cert
- #12815
- Status
- Active
Where Home State Bank, National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Illinois | 11 | $1.6M |
What Home State Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 2 | $829K |
| Construction | 1 | $200K |
| Other Services | 2 | $162K |
| Health Care and Social Assistance | 1 | $150K |
| Manufacturing | 2 | $112K |
| Retail Trade | 1 | $102K |
Home State Bank, National Association SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 3 | $214K |
| 2021 | 2 | $175K |
| 2022 | 3 | $554K |
| 2023 | 1 | $112K |
| 2024 | 1 | $200K |
| 2026 | 1 | $350K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Home State Bank, National Association's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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