SBA lender profile
IncredibleBank
IncredibleBank appears in the public SBA loan data with 782 funded 7(a) loans since FY2010, totaling $759.6M, an average of $971K per loan, and an estimated 13,236 jobs supported. Its SBA lending concentrates in Wisconsin and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 3.5%. 75.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 70
- Scale 91
- Activity 87
- Consistency 78
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is IncredibleBank the right lender for you?
Lenders fund what they know. IncredibleBank's SBA lending concentrates in Wisconsin (241 loans) and Accommodation and Food Services (164 loans), at an average loan of $971K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.1B
- Headquarters
- Wausau, WI
- FDIC cert
- #19772
- Status
- Active
Where IncredibleBank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Wisconsin | 241 | $153.0M |
| Texas | 46 | $79.4M |
| California | 52 | $74.5M |
| Florida | 53 | $67.0M |
| Michigan | 102 | $55.8M |
| North Carolina | 34 | $44.6M |
Metro areas where IncredibleBank funds
What IncredibleBank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 164 | $185.1M |
| Retail Trade | 121 | $103.8M |
| Other Services | 85 | $92.7M |
| Manufacturing | 79 | $75.9M |
| Transportation and Warehousing | 49 | $55.5M |
| Construction | 56 | $42.5M |
IncredibleBank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 20 | $9.8M |
| 2011 | 25 | $15.9M |
| 2012 | 8 | $9.5M |
| 2013 | 15 | $4.3M |
| 2014 | 21 | $12.3M |
| 2015 | 15 | $6.3M |
| 2016 | 43 | $18.8M |
| 2017 | 34 | $11.9M |
| 2018 | 35 | $18.1M |
| 2019 | 148 | $148.4M |
| 2020 | 135 | $156.3M |
| 2021 | 113 | $160.7M |
| 2022 | 80 | $95.2M |
| 2023 | 47 | $51.7M |
| 2024 | 27 | $28.6M |
| 2025 | 11 | $8.7M |
| 2026 | 5 | $3.3M |
Related SBA lenders
Other lenders active in Wisconsin or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
IncredibleBank: frequently asked questions
Does IncredibleBank offer SBA loans?
Yes. IncredibleBank appears in the public SBA data with 782 funded SBA 7(a) loans totaling $759.6M.
How many SBA loans has IncredibleBank made?
IncredibleBank is associated with 782 SBA 7(a) loans totaling $759.6M in the public SBA data (as of 2026-03-31).
What is IncredibleBank's SBA charge-off rate?
About 3.5% of IncredibleBank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does IncredibleBank do most of its SBA lending?
IncredibleBank's SBA lending in the data is most concentrated in Wisconsin, and by industry in Accommodation and Food Services.
Is IncredibleBank an SBA Preferred Lender (PLP)?
The loan record shows IncredibleBank operating under PLP delegated authority: 592 of its 7(a) loans (75.7%) were processed through the Preferred Lenders Program, including 40 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). IncredibleBank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/incrediblebank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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