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Ladysmith Federal Savings & Loan Association

Ladysmith Federal Savings & Loan Association appears in the public SBA loan data with 14 funded 7(a) loans since FY2010, totaling $3.2M, an average of $228K per loan, and an estimated 106 jobs supported. Its SBA lending concentrates in Wisconsin and the Accommodation and Food Services sector. With only 14 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
14
Since FY2010
Total volume
$3.2M
Average loan size
$228K
7(a) charge-off rate
Insufficient data
Only 14 7(a) loans in the data
Jobs supported (reported)
106
Programs
7(a)

Is Ladysmith Federal Savings & Loan Association the right lender for you?

Ladysmith Federal Savings & Loan Association appears in the SBA record with 14 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Ladysmith Federal Savings & Loan Association lends

Top states by funded SBA volume.

StateLoansTotal volume
Wisconsin 13 $2.9M
Minnesota 1 $258K

What Ladysmith Federal Savings & Loan Association funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 5 $1.3M
Mining and Extraction 2 $985K
Construction 2 $279K
Administrative and Support 1 $215K
Wholesale Trade 1 $200K
Retail Trade 2 $128K

Ladysmith Federal Savings & Loan Association SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20102$278K
20111$546K
20121$200K
20151$300K
20172$140K
20182$632K
20192$657K
20201$258K
20221$63K
20231$122K

Related SBA lenders

Other lenders active in Wisconsin or in Accommodation and Food Services.

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Ladysmith Federal Savings & Loan Association: frequently asked questions

Does Ladysmith Federal Savings & Loan Association offer SBA loans?

Yes. Ladysmith Federal Savings & Loan Association appears in the public SBA data with 14 funded SBA 7(a) loans totaling $3.2M.

How many SBA loans has Ladysmith Federal Savings & Loan Association made?

Ladysmith Federal Savings & Loan Association is associated with 14 SBA 7(a) loans totaling $3.2M in the public SBA data (as of 2026-03-31).

What is Ladysmith Federal Savings & Loan Association's SBA charge-off rate?

Ladysmith Federal Savings & Loan Association appears with only 14 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Ladysmith Federal Savings & Loan Association do most of its SBA lending?

Ladysmith Federal Savings & Loan Association's SBA lending in the data is most concentrated in Wisconsin, and by industry in Accommodation and Food Services.

For Ladysmith Federal Savings & Loan Association

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Ladysmith Federal Savings & Loan Association's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Ladysmith Federal Savings & Loan Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/ladysmith-federal-savings-loan-association/

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