SBA lender profile
Ladysmith Federal Savings & Loan Association
Ladysmith Federal Savings & Loan Association appears in the public SBA loan data with 3 funded 7(a) loans totaling $443K, an average of $148K per loan, and an estimated 23 jobs supported. Its SBA lending concentrates in Minnesota and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
3
Total volume
$443K
Average loan size
$148K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
23
Programs
7(a)
Where Ladysmith Federal Savings & Loan Association lends
Top states by funded SBA volume.
What Ladysmith Federal Savings & Loan Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 2 | $380K |
| Retail Trade | 1 | $63K |
Ladysmith Federal Savings & Loan Association SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $258K |
| 2022 | 1 | $63K |
| 2023 | 1 | $122K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Ladysmith Federal Savings & Loan Association's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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