SBA lender profile
Minnstar Bank National Association
Minnstar Bank National Association appears in the public SBA loan data with 115 funded 7(a) loans since FY2010, totaling $14.0M, an average of $122K per loan, and an estimated 789 jobs supported. Its SBA lending concentrates in Minnesota and the Construction sector. Across its 7(a) loans, the charge-off rate is 1.7%. 16.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 77
- Scale 38
- Activity 19
- Consistency 78
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Minnstar Bank National Association the right lender for you?
Lenders fund what they know. Minnstar Bank National Association's SBA lending concentrates in Minnesota (115 loans) and Construction (44 loans), at an average loan of $122K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $197M
- Headquarters
- Lake Crystal, MN
- FDIC cert
- #13809
- Status
- Active
Where Minnstar Bank National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Minnesota | 115 | $14.0M |
Metro areas where Minnstar Bank National Association funds
What Minnstar Bank National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 44 | $4.1M |
| Wholesale Trade | 3 | $2.7M |
| Manufacturing | 16 | $1.3M |
| Other Services | 10 | $1.2M |
| Accommodation and Food Services | 8 | $1.2M |
| Retail Trade | 5 | $757K |
Minnstar Bank National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $2.0M |
| 2011 | 14 | $1.6M |
| 2012 | 12 | $1.3M |
| 2013 | 9 | $1.1M |
| 2014 | 15 | $1.1M |
| 2015 | 9 | $704K |
| 2016 | 11 | $1.7M |
| 2017 | 9 | $711K |
| 2018 | 13 | $1.4M |
| 2019 | 3 | $422K |
| 2020 | 4 | $385K |
| 2021 | 5 | $680K |
| 2022 | 4 | $335K |
| 2023 | 5 | $392K |
| 2024 | 1 | $165K |
Related SBA lenders
Other lenders active in Minnesota or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Minnstar Bank National Association: frequently asked questions
Does Minnstar Bank National Association offer SBA loans?
Yes. Minnstar Bank National Association appears in the public SBA data with 115 funded SBA 7(a) loans totaling $14.0M.
How many SBA loans has Minnstar Bank National Association made?
Minnstar Bank National Association is associated with 115 SBA 7(a) loans totaling $14.0M in the public SBA data (as of 2026-03-31).
What is Minnstar Bank National Association's SBA charge-off rate?
About 1.7% of Minnstar Bank National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Minnstar Bank National Association do most of its SBA lending?
Minnstar Bank National Association's SBA lending in the data is most concentrated in Minnesota, and by industry in Construction.
Is Minnstar Bank National Association an SBA Preferred Lender (PLP)?
The loan record shows Minnstar Bank National Association operating under PLP delegated authority: 19 of its 7(a) loans (16.5%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Minnstar Bank National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/minnstar-bank-national-association/
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