Independent reference built on public SBA FOIA loan data. Not affiliated with the U.S. Small Business Administration.

SBA Loan Index

Search the index

Search every lender, state, district, industry, franchise, guide, study, and tool. Runs on the published site.

SBA lender profile

Navy FCU

Navy FCU appears in the public SBA loan data with 86 funded 7(a) loans since FY2010, totaling $15.0M, an average of $175K per loan, and an estimated 965 jobs supported. Its SBA lending concentrates in Virginia and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.2%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 79
Scale 35
Activity 0
Consistency 58

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
86
Since FY2010
Total volume
$15.0M
Average loan size
$175K
7(a) charge-off rate
1.2%
Share of 7(a) loans charged off
Jobs supported (reported)
965
Programs
7(a)

Is Navy FCU the right lender for you?

Lenders fund what they know. Navy FCU's SBA lending concentrates in Virginia (31 loans) and Accommodation and Food Services (33 loans), at an average loan of $175K. If your business does not look like that, a different SBA lender is likely the better fit.

See which SBA lenders fund businesses like yours →

Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Where Navy FCU lends

Top states by funded SBA volume.

StateLoansTotal volume
Virginia 31 $6.9M
Florida 10 $1.3M
California 7 $1.1M
Georgia 5 $1.1M
North Carolina 6 $1.0M
Texas 7 $799K

What Navy FCU funds

Top industries by funded SBA volume.

Navy FCU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201018$2.3M
201113$3.0M
201219$3.1M
201313$2.6M
201411$1.8M
20156$1.5M
20162$285K
20171$112K
20202$230K
20211$75K

Related SBA lenders

Other lenders active in Virginia or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Navy FCU: frequently asked questions

Does Navy FCU offer SBA loans?

Yes. Navy FCU appears in the public SBA data with 86 funded SBA 7(a) loans totaling $15.0M.

How many SBA loans has Navy FCU made?

Navy FCU is associated with 86 SBA 7(a) loans totaling $15.0M in the public SBA data (as of 2026-03-31).

What is Navy FCU's SBA charge-off rate?

About 1.2% of Navy FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Navy FCU do most of its SBA lending?

Navy FCU's SBA lending in the data is most concentrated in Virginia, and by industry in Accommodation and Food Services.

For Navy FCU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

Request your institution's benchmarking →
Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Navy FCU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Navy FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/navy-fcu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

Looking for a lender like this?

Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.

Get matched with lenders

Get SBA lending trends in your inbox

Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.

We use your email only to send lending-trend updates. See our privacy policy.