SBA lender profile
North Valley Bank
North Valley Bank appears in the public SBA loan data with 92 funded 7(a) loans since FY2010, totaling $118.1M, an average of $1.3M per loan, and an estimated 626 jobs supported. Its SBA lending concentrates in Ohio and the Other Services sector. Across its 7(a) loans, the charge-off rate is 2.2%. 31.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 75
- Scale 62
- Activity 76
- Consistency 67
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is North Valley Bank the right lender for you?
Lenders fund what they know. North Valley Bank's SBA lending concentrates in Ohio (37 loans) and Other Services (49 loans), at an average loan of $1.3M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $262M
- Headquarters
- Thornton, CO
- FDIC cert
- #18710
- Status
- Active
Where North Valley Bank lends
Top states by funded SBA volume.
Metro areas where North Valley Bank funds
What North Valley Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 49 | $79.2M |
| Professional and Technical Services | 13 | $12.1M |
| Real Estate | 6 | $10.8M |
| Accommodation and Food Services | 8 | $3.6M |
| Construction | 3 | $3.0M |
| Manufacturing | 2 | $2.7M |
North Valley Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2016 | 8 | $10.1M |
| 2017 | 12 | $12.7M |
| 2018 | 19 | $22.4M |
| 2019 | 8 | $9.1M |
| 2020 | 5 | $5.5M |
| 2021 | 6 | $12.2M |
| 2022 | 8 | $13.2M |
| 2023 | 10 | $16.1M |
| 2024 | 4 | $4.8M |
| 2025 | 9 | $9.5M |
| 2026 | 3 | $2.4M |
Related SBA lenders
Other lenders active in Ohio or in Other Services.
Comparing lenders? See how to choose an SBA lender by track record.
North Valley Bank: frequently asked questions
Does North Valley Bank offer SBA loans?
Yes. North Valley Bank appears in the public SBA data with 92 funded SBA 7(a) loans totaling $118.1M.
How many SBA loans has North Valley Bank made?
North Valley Bank is associated with 92 SBA 7(a) loans totaling $118.1M in the public SBA data (as of 2026-03-31).
What is North Valley Bank's SBA charge-off rate?
About 2.2% of North Valley Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does North Valley Bank do most of its SBA lending?
North Valley Bank's SBA lending in the data is most concentrated in Ohio, and by industry in Other Services.
Is North Valley Bank an SBA Preferred Lender (PLP)?
The loan record shows North Valley Bank operating under PLP delegated authority: 29 of its 7(a) loans (31.5%) were processed through the Preferred Lenders Program, including 13 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). North Valley Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/north-valley-bank/
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