SBA lender profile
Oakworth Capital Bank
Oakworth Capital Bank appears in the public SBA loan data with 10 funded 7(a) loans totaling $11.9M, an average of $1.2M per loan, and an estimated 189 jobs supported. Its SBA lending concentrates in Alabama and the Administrative and Support sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
10
Total volume
$11.9M
Average loan size
$1.2M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
189
Programs
7(a)
Bank profile
via FDIC- Total assets
- $2.0B
- Headquarters
- Birmingham, AL
- FDIC cert
- #58783
- Status
- Active
Where Oakworth Capital Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Alabama | 10 | $11.9M |
What Oakworth Capital Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Administrative and Support | 2 | $3.4M |
| Wholesale Trade | 3 | $3.3M |
| Professional and Technical Services | 3 | $3.2M |
| Retail Trade | 1 | $1.2M |
| Health Care and Social Assistance | 1 | $786K |
Oakworth Capital Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 2 | $1.4M |
| 2022 | 3 | $4.2M |
| 2023 | 2 | $2.0M |
| 2024 | 2 | $1.7M |
| 2026 | 1 | $2.6M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Oakworth Capital Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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