SBA lender profile
Panhandle Area Council, Inc.
Panhandle Area Council, Inc. appears in the public SBA loan data with 61 funded 504 loans since FY2010, totaling $49.8M, an average of $817K per loan, and an estimated 507 jobs supported. Its SBA lending concentrates in Idaho and the Manufacturing sector. Charge-off status is reported only on 7(a) loans, so no charge-off rate is available for this 504-only lender.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record n/r
- Scale 47
- Activity 69
- Consistency 60
Track record is 7(a)-only; Panhandle Area Council, Inc. appears with 504 loans only, so it’s scored on scale, activity, and consistency.
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Panhandle Area Council, Inc. the right lender for you?
Lenders fund what they know. Panhandle Area Council, Inc.'s SBA lending concentrates in Idaho (59 loans) and Manufacturing (13 loans), at an average loan of $817K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Panhandle Area Council, Inc. is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where Panhandle Area Council, Inc. lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Idaho | 59 | $49.0M |
| Washington | 2 | $794K |
Metro areas where Panhandle Area Council, Inc. funds
What Panhandle Area Council, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 13 | $10.9M |
| Accommodation and Food Services | 11 | $9.6M |
| Health Care and Social Assistance | 8 | $8.4M |
| Retail Trade | 4 | $4.7M |
| Other Services | 9 | $4.4M |
| Transportation and Warehousing | 3 | $2.9M |
Panhandle Area Council, Inc. SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $3.2M |
| 2012 | 1 | $146K |
| 2015 | 1 | $722K |
| 2019 | 3 | $693K |
| 2020 | 4 | $4.5M |
| 2021 | 9 | $5.6M |
| 2022 | 8 | $12.0M |
| 2023 | 10 | $13.1M |
| 2024 | 8 | $3.8M |
| 2025 | 7 | $2.8M |
| 2026 | 6 | $3.3M |
Related SBA lenders
Other lenders active in Idaho or in Manufacturing.
New to the program? See how an SBA 504 loan works (the structure, the rates, and the CDC's role), browse every Certified Development Company ranked by 504 volume , or see how to choose an SBA lender by track record.
Panhandle Area Council, Inc.: frequently asked questions
Does Panhandle Area Council, Inc. offer SBA loans?
Yes. Panhandle Area Council, Inc. appears in the public SBA data with 61 funded SBA 504 loans totaling $49.8M, as a Certified Development Company (CDC) that funds the SBA 504 portion of a project.
How many SBA loans has Panhandle Area Council, Inc. made?
Panhandle Area Council, Inc. is associated with 61 SBA 504 loans totaling $49.8M in the public SBA data (as of 2026-03-31).
What is Panhandle Area Council, Inc.'s SBA charge-off rate?
Charge-off status is reported only on 7(a) loans, and Panhandle Area Council, Inc. appears with 504 loans only, so there is no charge-off rate to report. See our methodology.
Where does Panhandle Area Council, Inc. do most of its SBA lending?
Panhandle Area Council, Inc.'s SBA lending in the data is most concentrated in Idaho, and by industry in Manufacturing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Panhandle Area Council, Inc. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/panhandle-area-council-inc/
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