SBA lending by state
SBA Lending in Idaho
In Idaho, SBA lenders funded 10,216 7(a) and 504 loans since FY2010, totaling $3.7B, an average of $366K per loan. The most active lender is Zions Bank, A Division of, and the most-funded industry is Health Care and Social Assistance.
By Mario Bailey · Source: SBA FOIA data, FY2010–2026 (as of 2026-03-31)
Top SBA lenders in Idaho
Ranked by SBA loans funded in Idaho since FY2010. Each lender's figures, including its 7(a) charge-off rate, cover its Idaho loans only. Charge-off is reported on 7(a) loans, never on 504 loans, so a lender without a reliable 7(a) sample in Idaho shows “not reported,” never 0%.
See the full Idaho ranking : up to 25 lenders, with the 7(a) vs 504 leaders and industry context.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Zions Bank, A Division of | 1,474 | $226.0M | $153K | 2.44% |
| 2 | Glacier Bank | 1,109 | $334.9M | $302K | 1.44% |
| 3 | Capital Matrix, Inc. | 763 | $447.7M | $587K | not reported |
| 4 | U.S. Bank, National Association | 713 | $85.7M | $120K | 1.82% |
| 5 | D. L. Evans Bank | 583 | $69.4M | $119K | 0.51% |
| 6 | Wells Fargo Bank National Association | 525 | $129.3M | $246K | 4.00% |
| 7 | Columbia Bank | 490 | $147.1M | $300K | 1.02% |
| 8 | Idaho Central CU | 381 | $200.9M | $527K | 0.26% |
| 9 | Washington Trust Bank | 336 | $144.2M | $429K | 1.19% |
| 10 | Banner Bank | 286 | $58.5M | $204K | 2.45% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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504 lenders (CDCs) in Idaho
An SBA 504 project in Idaho pairs two lenders: a bank or credit union funds roughly half the cost as a first mortgage, and a Certified Development Company (CDC) funds about 40% through an SBA-backed debenture, with the borrower putting down around 10%. Below are the CDCs most active on 504 loans in Idaho, ranked by 504 loans funded in the state since FY2010. Figures are 504-only; charge-off is reported on 7(a) loans only and does not apply to CDCs.
| CDC | 504 loans | 504 volume |
|---|---|---|
| Capital Matrix, Inc. | 763 | $447.7M |
| East-Central Idaho Development Company | 243 | $142.4M |
| Region IV Development Corporation | 204 | $112.3M |
| Eastern Idaho Development Corporation | 120 | $61.2M |
| Mountain West Small Business Finance | 69 | $42.9M |
| Northwest Business Development Association | 66 | $39.3M |
| Panhandle Area Council, Inc. | 59 | $49.0M |
| Evergreen Business Capital | 33 | $26.5M |
| Intermountain Business Lending, Inc. | 14 | $13.6M |
| Ameritrust CDC | 3 | $2.9M |
All Certified Development Companies · Current 504 loan rates · How 504 loans work
Top industries funded in Idaho
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 1,362 | $568.7M |
| Accommodation and Food Services | 1,022 | $545.0M |
| Retail Trade | 1,228 | $492.4M |
| Manufacturing | 877 | $418.3M |
| Construction | 1,571 | $391.0M |
| Other Services | 861 | $276.8M |
| Professional and Technical Services | 816 | $206.8M |
| Real Estate | 333 | $175.4M |
Top cities for SBA loans in Idaho
Where SBA 7(a) and 504 borrowers in Idaho are located, by funded volume.
| City | Loans | Total volume |
|---|---|---|
| Boise | 1,770 | $642.2M |
| Meridian | 927 | $403.5M |
| Nampa | 599 | $235.4M |
| Idaho Falls | 633 | $224.9M |
| Hayden | 337 | $168.0M |
| Post Falls | 350 | $158.9M |
| Caldwell | 289 | $128.5M |
| Eagle | 282 | $127.7M |
SBA lending by metro area in Idaho
Which lenders fund each Idaho market, with local loan sizes and industries.
- SBA lenders in Boise City, ID 4,654 loans
- SBA lenders in Coeur d'Alene, ID 1,442 loans
- SBA lenders in Logan, UT 914 loans
- SBA lenders in Idaho Falls, ID 881 loans
- SBA lenders in Twin Falls, ID 401 loans
- SBA lenders in Pocatello, ID 353 loans
- SBA lenders in Sandpoint, ID 439 loans
- SBA lenders in Brigham City, UT 319 loans
- SBA lenders in Ontario, OR 239 loans
- SBA lenders in Hailey, ID 262 loans
- SBA lenders in Rexburg, ID 243 loans
- SBA lenders in Jackson, WY 194 loans
- SBA lenders in Lewiston, ID 187 loans
- SBA lenders in Burley, ID 125 loans
- SBA lenders in Blackfoot, ID 184 loans
- SBA lenders in Moscow, ID 139 loans
- SBA lenders in Mountain Home, ID 55 loans
SBA lending in Idaho by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 694 | $142.3M |
| 2011 | 559 | $146.3M |
| 2012 | 536 | $167.3M |
| 2013 | 541 | $143.9M |
| 2014 | 513 | $143.6M |
| 2015 | 694 | $212.2M |
| 2016 | 616 | $185.6M |
| 2017 | 775 | $264.5M |
| 2018 | 624 | $205.9M |
| 2019 | 543 | $197.4M |
| 2020 | 497 | $201.0M |
| 2021 | 603 | $380.7M |
| 2022 | 534 | $296.8M |
| 2023 | 536 | $275.9M |
| 2024 | 711 | $274.0M |
| 2025 | 902 | $363.0M |
| 2026 | 338 | $143.8M |
SBA lending in Idaho: frequently asked questions
How much SBA lending is there in Idaho?
SBA lenders funded 10,216 7(a) and 504 loans totaling $3.7B in Idaho in the public SBA data (as of 2026-03-31), an average of $366K per loan.
Who is the most active SBA lender in Idaho?
Zions Bank, A Division of is the most active SBA lender in Idaho in the public data, by loans funded.
What industries get the most SBA loans in Idaho?
The most-funded industry for SBA loans in Idaho is Health Care and Social Assistance.
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